How Car Accident Lawyers Handle Personal Injury Claims and Insurance Negotiations

Reaching fair compensation after being injured in an accident often takes a long and winding road. Insurance companies keep a team of lawyers on retainer to protect their bottom line and pay out the least amount they can get away with, even if you’ve been faithfully paying your premiums for years. Having an experienced car crash lawyer Rhode Island trusts on your side will smooth the process and optimize your chances of a successful outcome. Here’s how car accident lawyers can help you negotiate with insurance companies and help you get the compensation for your injuries that you are legally entitled to. 

How A Car Crash Lawyer Rhode Island Trusts Helps With Settlement Negotiations

Victims of accidents typically hire attorneys to have an experienced individual negotiating on their behalf. A good attorney will certainly do that – but hammering out settlements is far from being all they do. In negligence cases, attorneys do some of their most critical work long before insurance company negotiations begin. Preparation is key, and an experienced attorney will get ready for settlement negotiations by:

• Investigating the scene of the accident
• Gathering evidence
• Speaking with experts
• Performing due diligence to understand what kind of insurance company they’re dealing with

How They Navigate The Negotiating Process

The settlement negotiation process is typically initiated when an accident victim or their attorney sends a demand letter to the at-fault party (or their insurance company). This letter sets the baseline for how settlement negotiations will start, so an attorney will typically request the insurance policy’s maximum limit. Since insurance companies are aware of how desperately many accident victims need money for their medical bills and lost wages, the insurance company may take weeks or even months to respond. If they respond quickly, it typically comes with specific demands. Experienced lawyers will anticipate these demands and spot any bad faith items.

Strengthening Negotiations With Evidence

Settlement negotiations are taken by insurance companies much more seriously when supported by solid evidence. Insurance companies often will come up with their own evidence to justify lowball offers. For example, if you had any preexisting medical conditions when being injured in a car accident, the insurer may claim that the injuries were tied to your preexisting condition and that your demands for compensation are too high. An experienced personal injury attorney should anticipate this move and enter negotiations with countering evidence from experts. 

Securing The Best Settlement For You

A personal injury attorney with a reputation for winning often can secure generous settlement offers simply by threatening to file lawsuits against the insurance company. Most insurance companies would prefer to negotiate with a professional rather than enter an unpredictable, expensive litigation process. Having a well-established personal injury attorney on your side negotiating your settlement will make all the difference.

Contact Us Today

When you have a car crash lawyer Rhode Island residents trust negotiating on your behalf, insurance companies are much more likely to give you the compensation for your injuries that you deserve. If you or somebody you love was recently injured in a car accident, call Tapalian Law to schedule a consultation with a top Rhode Island car accident attorney today.