Motorcycle accident injury might or might not get covered by your health insurance. How would the medical bills be covered? Would PIP coverage be available? Questions like this would surface and here’s what you need to learn about it.

• Health insurance coverage could cover your medical costs from an accident, or may not be.
• Motorcycle crash victims can still face deductibles, copays, coinsurance, and other costs even if a health insurer is covering some of the bills.
• In Massachusetts, motorcycle operators and passengers do not typically have PIP coverage for injuries they sustain while riding or operating the motorcycle.
• MedPay, if available, may help cover medical costs that are not covered by health insurance.

Getting hurt in a motorcycle accident can leave you dealing with two problems at once. You may need medical treatment right away, while also trying to figure out who is going to pay the bills.

That leads to a common question: does health insurance cover motorcycle accident injuries?

In many cases, health insurance can cover reasonable and medically necessary treatment after a motorcycle accident. But that does not necessarily mean your health plan will pay every bill.

The way your health insurance works with motorcycle insurance, MedPay, PIP, and a potential injury claim can make the situation more complicated.

Are Motorcycle Accident Injuries Covered by Health Insurance?

For the most part, your health insurance will be able to assist by paying at least some of the medical bills associated with treatment it deems necessary after the motorcycle accident.

This may include, but is not limited to, emergency or urgent care, hospital stays, laboratory services, office or outpatient services, physical therapy, tests or treatments, and surgery, all based on your health plan.

But you still could be responsible for deductibles, copays, coinsurance, or treatment your plan does not cover.

Your health insurance won’t help identify who was at fault for the accident either. If the other driver was to blame and caused the crash, you might still have a personal injury claim with the other driver for the damages that aren’t paid for by your health insurance.

That can include medical expenses, lost wages, pain and suffering, and all other damages if appropriate.

What Are the Effects on Medical Bills Following a Motorcycle Crash?

Post-accident medical bills can originate from a number of different sources.

You could be billed from an emergency room, a hospital, a doctor, an imaging center, a physical therapist, or any other healthcare provider. Your health insurance will, sometimes, pay for a portion of those bills.

The actual amount you pay may be determined by your deductible and other cost-sharing features.

For instance, if you have a health insurance policy that has a deductible that you haven’t satisfied, you might be responsible for some part of the bill even though the treatment is covered by your policy.

That is why it is so important to retain copies of medical bills, insurance statements, and receipts after an accident.

Does PIP Cover Motorcycle Accident Injuries?

This depends on the state and the circumstances.

Massachusetts is particularly important because motorcycle riders do not receive the same PIP protection that applies to people injured in other covered motor vehicles.

Massachusetts regulations state that motorcycle insurance policies are not required to provide PIP coverage for owners, operators, or passengers who suffer bodily injuries while operating or riding as a passenger on a motorcycle. 

That means a motorcycle rider injured in a Massachusetts crash may need to look to other sources of coverage for medical expenses.

The Massachusetts Division of Insurance specifically recommends that motorcycle owners consider Medical Payments Coverage, also known as MedPay. MedPay can help pay reasonable medical expenses resulting from a motorcycle accident.

How Does Health Insurance Work With MedPay?

MedPay and health insurance can sometimes work together.

Massachusetts’ coordination-of-benefits rules provide that MedPay under a motor vehicle policy is generally secondary to health insurance. In other words, covered medical claims are generally submitted to the health plan first, while MedPay may help with expenses that health insurance does not pay, such as applicable deductibles and copayments. The exact result depends on the policies involved.

For example, Massachusetts provides an example involving a motorcycle accident in which PIP is unavailable because the person was operating a motorcycle. The person’s health plan covered expenses, while MedPay covered the remaining deductible and copayment amounts. 

This is one reason it is worth reviewing both your health insurance policy and motorcycle insurance policy after an accident.

How Much Do You Have to Pay After a Motorcycle Collision?

And even if you do carry health insurance, getting in an accident can mean spending money out of pocket.

According to your plan, these may include:

• Deductibles
• Coinsurance 
• Copayments
• Non-covered treatment. The treatment may not be covered under this insurance plan.
• Certain out-of-network charges from another insurance.

You might be asked to visit a certain provider or adhere to other rules that could affect your coverage.

Don’t assume the total on the bill is what you will have to pay. An insurance company might reduce or adjust the charge for services that are covered.

If you cannot afford the medical bills, call the medical office and your insurer instead of ignoring them.

What is a medical lien?

The term medical lien is sometimes used for an arrangement that, in certain circumstances, might enable a medical provider to claim compensation out of the settlement in a personal injury matter.

This can be useful when, for example, an injured person refuses or is unable to use health insurance.

A medical lien does not mean your medical treatment is free. It means that the payment may come afterwards, often from the settlement recovered in the injury claim.

Understand the terms before accepting treatment on a lien, including the amount that can be owed and in what manner the provider will be paid.

Can My Health Insurance Take Money From a Settlement?

It can occur.

Nevertheless, subrogation is where it gets interesting.

If your health insurer paid for a medical expense resulting from an accident and you recover money from the person or company that was responsible for the accident, your health insurer may have a right to subrogation depending on your policy and applicable law.

It is not guaranteed to be easy. How much the insurance company may demand, if it has a valid right to reimbursement, and how it is then determined may depend on the circumstances and the provisions of that particular health plan.

In the event you are offered a settlement, make sure you know where you stand as far as any medical reimbursement claim or subrogation interest needs to be addressed prior to the resolution of the case.

What if it was the other driver who caused the motorcycle accident?

In circumstances where someone else was liable for the motorcycle crash, there may be a personal injury claim to pursue against the other driver.

If you have health insurance, this can help to pay for your doctor or hospital treatment while you are making a claim. This ought not to influence your right to make a claim for compensation from the at-fault party.

A motorcycle accident claim can include medical costs, lost wages, damage to personal property, and any other damages that are permitted under law.

The insurers involved may also disagree about who should pay certain costs.

This is one reason why it is handy to keep all accident documentation together in one place.

Is it necessary to see a motorcycle accident attorney?

You don’t have to wait until mounting medical expenses are debilitating to seek the advice of a motorcycle accident attorney. For instance, an attorney can help you figure out the details of the MedPay coverage, health insurance policy, motorcycle insurance policy, medical liens, and reimbursements.

An attorney can assist you with understanding the reimbursement process, especially if you have extensive injuries or treatments that are ongoing.

An attorney can tell you the kinds of coverage you can get, what types of compensation may be available to you, and whether someone else may be responsible for reimbursing their insurance company.

Get Help Understanding Your Motorcycle Accident Claim

Health insurance can be an important source of coverage after a motorcycle accident, but it may not be the only source available. PIP limitations, MedPay, deductibles, medical liens, and subrogation can all affect how your medical expenses are handled.

If you were injured in a motorcycle accident, you can learn more about your legal options through Tapalian Law’s motorcycle accident practice area.

Attorney David Tapalian can review your situation and explain your options. Book a consultation now! Book a consultation now. 

Frequently Asked Questions

Does PIP cover motorcycle riders in Massachusetts?

No. Massachusetts does not require PIP coverage for motorcycle operators or passengers who are injured while operating or riding on a motorcycle.

What is MedPay?

Medical Payments Coverage or MedPay is optional coverage that can cover specific health-related expenses. Massachusetts recommends that motorcycle owners consider this coverage. 

Can my health insurer claim it back?

Once your money is recovered from the third party, your insurance company may file a subrogation or reimbursement claim pursuant to your contract and state law.

What can I do to take care of my medical costs after the motorcycle wreck?

Verify that you’ve given your doctor’s office or other health care providers your health insurance information, make a copy of the bills and statements from your health insurance company, and verify whether you still owe any money or have any outstanding bills. If you were struck by another driver, speak with an attorney before closing out your injury claim.

Note: This article provides general information and is not a substitute for legal advice about a specific accident or insurance policy.

Massachusetts and Rhode Island have different set of state laws regarding worker’s compensation coverage. This guide aims to help MA & RI employers understand the legal nuances of worker’s compensation law so that they can provide the right coverage and avoid penalty.

• In Massachusetts, workers’ compensation coverage is generally required even when a business has just one employee.
• Rhode Island generally requires employers with one or more employees to have coverage too, although there are some exceptions.
• The rules are not the same for everyone. Employee status, independent contractors, business owners, partners, and some corporate officers can all be treated differently.
• Not having the required coverage can leave a business facing penalties and other legal problems.
• Workers’ compensation can provide benefits when an employee suffers an injury or illness related to their work.
• It is better for an employer to know what coverage they need before an injury happens, rather than trying to figure it out after a claim is filed.

If you own or operate a business in Massachusetts or Rhode Island, you may have asked yourself, “Do I need workers comp insurance?”

For most employers, the answer is definitely yes. 

Workers’ compensation is not just another form of business insurance. In the states of Massachusetts and Rhode Island, state law generally requires employers to provide coverage for their workers.

What is required may vary by state, given the nature of the business and who is employed by the business. Certain business owners and workers might not have to get the insurance, but such exceptions are quite limited.

Being aware of the requirements can allow employers to avoid penalties for non-compliance and also know what to do if an employee gets injured.

What Is Workers’ Compensation Insurance?

Workers compensation is the benefits paid to employees who sustain injury or illness from work, but the benefits differ on a case by case basis with each state. Compensation for lost wages, treatment by a doctor or medical professional are just some benefits that apply.

A workers’ compensation policy is typically bought by the employer through an insurance carrier. If an employee receives a covered workplace injury, the claim is processed through the workers’ compensation system and the employer’s insurer.

General liability insurance covers claims against the business for things such as injuring customers or damaging the property of others. On the other hand, workers’ compensation is for qualifying work-related injuries and illnesses to employees.

Do I Need Workers Comp Insurance in Massachusetts?

Generally, yes.

Massachusetts requires employers operating in the state to carry workers’ compensation insurance for their employees. The requirement generally applies regardless of how many employees a business has or how many hours they work. (Massachusetts Government)

That means a Massachusetts business should not assume it is exempt simply because it has a small workforce or only part-time employees.

Massachusetts also looks at whether someone is actually an employee rather than simply how the business classifies or pays that person. Calling someone an independent contractor or issuing a 1099 does not automatically determine their status under workers’ compensation law. 

Who may be exempt in Massachusetts?

There are limited exceptions.

For example, Massachusetts allows certain business owners, including sole proprietors and partners, to remain outside mandatory coverage for themselves. Certain LLC members may also be exempt from coverage for themselves. Employees who work for the business generally still need to be covered. 

Certain corporate officers who own at least 25% of the corporation may also request an exemption from workers’ compensation coverage. That exemption does not remove the requirement to cover other employees. 

These rules can depend on how the business is structured. So, employers should not assume that being an owner means the company has no workers’ compensation obligations.

Do I Need Workers Comp Insurance in Rhode Island?

In most cases, yes.

In Rhode Island, employers with one or more workers generally need workers’ compensation insurance, although there are some exceptions. The Rhode Island Department of Labor and Training says that every person, firm, public service, or private corporation that regularly employs workers in the same business is subject to the state’s Workers’ Compensation Act.

(RI Department of Labor & Training)

Rhode Island also has specific exemptions.

Sole proprietors, partners, and independent contractors can fall outside the workers’ compensation system in certain circumstances. Certain domestic, agricultural, and other categories of workers may also be exempt. 

Corporate officers can have different rules as well. For example, some officers may file a waiver to give up workers’ compensation rights under Rhode Island law.

The important point is that an employer should determine whether an individual is legally an employee before deciding that workers’ compensation coverage is unnecessary.

What Happens If an Employer Does Not Have Required Coverage?

Skipping workers’ compensation insurance can create serious problems for a business.

Employers in both Massachusetts and Rhode Island who do not meet their workers’ compensation obligations may be penalized.

Rhode Island has a provision (17 R. I. Gen. Laws. 28 20 2 (1) 2) under which an employer who does not maintain workers’ compensation insurance for his or her employees is fined $1,000 per day. The business may also face criminal penalties, including a potential fine and imprisonment, and the state can take action to close a business operating without required insurance.

Massachusetts also imposes penalties for failing to comply with workers’ compensation requirements. The state’s Department of Industrial Accidents provides information about fines and enforcement for employers operating without required coverage.

The financial consequences are only part of the concern.

A workplace injury can become much more complicated when an employer does not have the required insurance in place. Instead of having an insurance carrier handle a covered claim under the workers’ compensation system, the employer may face direct financial and legal exposure.

Can an Employee File a Workers Compensation Lawsuit?

Workers’ compensation typically creates a framework that allows employees with qualifying work-related injuries to receive benefits without having to prove that their employer was negligent.

This doesn’t mean that every injury at work will lead to a personal injury lawsuit.

Workers’ comp and civil cases are separate matters. An employee may be able to file a lawsuit against an employer or another party, depending on the circumstances and the applicable state law.

For employers, this is another reason not to consider workers’ compensation coverage optional. Having the right coverage in place helps ensure that employee injury claims are handled according to the rules that apply in their state.

If a worker is injured, the employer should follow the required reporting process and notify its workers’ compensation insurance company promptly.

Rhode Island, for example, requires employers to report workplace injuries to their workers’ compensation insurance company. The state can impose a $250 penalty on an employer that fails to notify its insurer of an injury.

What About Independent Contractors?

This is an area where employers need to take some extra caution.

Calling someone an independent contractor does not necessarily protect a business from workers’ compensation requirements.

Massachusetts has specific laws for defining who is an independent contractor and who is an employee. Rhode Island makes that distinction as well when it comes to the workers’ compensation system. 

Before an employer decides to classify a worker as an independent contractor, they should make sure the classification meets the requirements of the state.

Misclassification may lead to issues with workers’ compensation, payroll, taxes, and other responsibilities.

MA vs. RI Workers’ Compensation Requirements

Although Massachusetts and Rhode Island both require workers’ compensation coverage for most employers, the details are not identical.

With the complexities of these exemptions and classifications, employers need to check before assuming.

The Bottom Line for MA & RI Employers

Do I need workers comp insurance? As an employer in Massachusetts or Rhode Island, for the most part, you will need to carry workers’ compensation coverage for your employees, with some exceptions. 

Reach out to Tapalian Law for a free consultation at 401-552-5000. 

Frequently Asked Questions

Do I need workers comp insurance if I only have one employee?

If you’re an employer in Massachusetts or Rhode Island, you are generally required to carry workers’ compensation insurance for anyone you directly employ, with a few exceptions.

Do part time workers need workers comp?

In general, yes. Workers who do not work full time in the state of Massachusetts are eligible for benefits, even if they only work a few hours a week, subject to a few exceptions. Also, in Rhode Island, employers are generally required to provide coverage for part-time employees.

Do 1099 workers require workers compensation?

Not necessarily. Being paid as an independent contractor (1099) does not automatically determine whether a person or worker is covered by workers’ compensation. State laws for determining if a worker is an employee or independent contractor are still in effect.

Can you sue an employer for not having workers comp?

An employer with no coverage could potentially face penalties and liabilities. Whether or not a worker who is injured can pursue an action against his employer outside of the workers’ compensation system will depend upon the situation and state.

Is workers compensation the same as general liability insurance?

No. Workers’ compensation insurance provides coverage to employees for work-related injuries. It is a separate type of coverage from general liability insurance and does not substitute for it.

Note: This article is intended for informational and educational purposes only; it should not be construed as legal advice. There are a number of factors specific to each business which may impact your obligations, and laws and regulations are subject to change. Please consult a qualified attorney if you have specific questions about workers’ compensation.

The calculation behind workers’ comp benefits confuses a lot of injured workers, and insurance companies aren’t rushing to explain it. This guide breaks down exactly how those numbers get calculated in Massachusetts and Rhode Island.

• How is workers’ comp calculated in Massachusetts and Rhode Island
• What average weekly wage means and how it’s determined
• How much does workman’s compensation pay for different disability types
• What the SAWW cap means for your benefits
• Where permanent incapacity benefits fit in

Get hurt at work, and the first real question isn’t whether you’re covered; it’s how much you’re actually going to receive while you’re out. Workers’ comp benefit amounts aren’t fixed. There’s a formula behind them. The problem is that the formula looks different depending on which state your claim falls under, and most injured workers don’t find out the details until the first check arrives and it’s lower than expected.

Let’s get started and learn how workers’ comp is calculated in Massachusetts and Rhode Island.

It Starts With Your Average Weekly Wage

Before any percentage gets applied, workers’ comp needs a baseline number to work from. That number is your average weekly wage — typically calculated by taking your total earnings over the 52 weeks prior to the injury and dividing by 52.

Sounds straightforward. A few things complicate it:

• Overtime, tips, and seasonal income may or may not factor in depending on how they’re counted
• Workers with multiple jobs may be able to include earnings from all sources
• Someone who hadn’t worked a full year before the injury may have their AWW calculated differently

Getting the average weekly wage workers’ comp calculation right matters because every benefit amount flows from it. A lower AWW means lower benefits across the board — and insurance companies don’t always calculate it in your favor.

How Is Workers’ Comp Calculated In Massachusetts?

Massachusetts workers’ comp run through the Department of Industrial Accidents. The wage replacement percentage depends on what type of disability the injury produces.

• Temporary Total Incapacity — Section 34

If the injury leaves you completely unable to work temporarily, benefits run at 60% of your average weekly wage. The maximum is capped at the state average weekly wage — known as the SAWW — which gets updated annually by the Department of Labor.

• Temporary Partial Incapacity — Section 35

If you can work but at reduced hours or a lower-paying position during recovery, benefits cover 60% of the difference between your pre-injury AWW and what you’re currently earning. These benefits max out at 75% of your Section 34 rate.

• Permanent and Total Incapacity – Section 34A

For injuries that result in permanent total disability, Massachusetts pays 2/3 of the average weekly wage with no set end date. These benefits can continue for life and are subject to cost-of-living adjustments tied to the SAWW.

How Is Workers’ Comp Calculated In Rhode Island?

Rhode Island workers’ comp uses a similar framework but with different percentages and caps.

• Temporary Total Disability

Rhode Island pays 75% of the worker’s after-tax average weekly wage for temporary total disability. That after-tax calculation is worth noting – it’s different from Massachusetts, which works from gross earnings. The maximum benefit is capped at the Rhode Island SAWW.

• Temporary Partial Incapacity

If a worker returns to light duty at reduced pay, Rhode Island covers the difference between pre-injury and post-injury earnings also at 75% of the after-tax calculation.

• Permanent Partial and Total Disability

Permanent incapacity benefits in Rhode Island are determined by the nature and extent of the permanent impairment. Permanent total disability benefits can continue indefinitely for workers who cannot return to any gainful employment.

Massachusetts vs. Rhode Island — Key Differences

What Can Change The Calculation?

A few things push the final number in either direction:

• Disputed AWW – Insurance companies sometimes use a lower earnings figure. Challenging that calculation can meaningfully increase benefit amounts.
• Concurrent employment – Working multiple jobs at the time of injury may allow additional wages to factor into the AWW
• COLA adjustments – Permanent total disability benefits in both states are subject to cost-of-living increases tied to the SAWW
• IME disputes – An independent medical examination that downgrades the disability classification directly reduces the wage replacement percentage applied

Conclusion:

Now you might have a clearer picture of how workers’ comp is calculated in Massachusetts and Rhode Island. If your benefit amount seems lower than it should be or the insurance company is disputing your average weekly wage, get in touch with attorney David Tapalian, who can review your calculation and fight for the full compensation you’re entitled to. Book a consultation now! 

FAQs

How is workers’ comp calculated in Massachusetts?

Benefits are based on a percentage of your average weekly wage. Temporary total disability pays 60% of AWW up to the state SAWW. Permanent total disability pays 66.7% with no fixed end date.

How is workers’ comp calculated in Rhode Island?

Rhode Island bases benefits on 75% of the after-tax average weekly wage for temporary total disability, capped at the Rhode Island SAWW. Permanent incapacity benefits continue based on the degree of impairment.

How much does workman’s compensation pay compared to my actual salary?

In Massachusetts, temporary benefits replace about 60% of gross earnings. Rhode Island replaces 75% of after-tax earnings. Neither covers full salary — the gap is intentional and built into both systems.

What is the SAWW and why does it matter?

The state average weekly wage sets the ceiling on workers’ comp benefits. No matter how high your actual earnings were, benefits cannot exceed this cap. It gets updated annually in both Massachusetts and Rhode Island.

Can the average weekly wage calculation be disputed?

Yes, and it’s worth doing if the insurance company’s number seems low. Overtime, tips, secondary employment, and seasonal income can all affect what goes into the AWW calculation. Getting it wrong costs money over the entire life of the claim.

Workers’ comp doesn’t last forever – how long it lasts depends on factors most injured workers don’t discover until benefits stop. This guide covers what determines duration, so you know what to expect.

• How long workers’ comp benefits typically last
• What temporary vs. permanent disability means for your claim
• How much workers’ comp pays during that period
• What can cut your benefits short
• When to get an attorney involved in your workers’ comp claim

Get hurt on the job and workers’ comp kicks in. Simple enough in theory. But ask how long those benefits actually last, and the answer gets complicated fast because it depends on the injury, the state, the type of disability, and what stage the workers’ comp claim is at.

Here’s what actually determines how long you collect.

How Long Does Workers’ Comp Last?

The injury drives everything. Two people filing workers’ comp claims on the same day can end up with completely different benefit durations based purely on what happened and how the recovery goes. There’s no fixed window that applies across the board. 

Short injuries with full recovery – a few weeks of benefits, back to work, claim closes. Serious injuries that result in permanent limitations – benefits can stretch for years, sometimes for life depending on the classification.

The two categories that matter most:

• Temporary disability:

Covers the period while you’re recovering and unable to work at full capacity. Ends when you reach maximum medical improvement, meaning a doctor has determined you’ve recovered as much as you’re going to.

• Permanent disability:

Applies when the injury leaves lasting limitations. Rated as a percentage of whole-person impairment, which then determines the benefit amount and how long payments continue.

Most workers’ comp claims fall into the temporary category. The benefit duration there typically runs anywhere from a few weeks to two years depending on the injury and state rules.

How Much Does Workers’ Comp Pay?

Knowing how long benefits last matters a lot more when you know what they’re actually paying. The wage replacement period covers a percentage of your pre-injury earnings — not the full amount.

Typical workers’ comp wage replacement runs at two-thirds of your average weekly wage, subject to a state-set maximum. So if you were earning $1,200 a week before the injury, expect somewhere around $800 in weekly benefits – assuming you’re under the state cap.

These numbers vary by state. Massachusetts, for example, runs through the Department of Industrial Accidents, known as the DIA, with its own specific formulas and maximums.

What Can Cut Workers’ Comp Benefits Short?

A few things can end benefits before the injury is fully resolved:

• Returning to work – Full duty ends temporary total disability benefits. Modified or light duty may reduce them depending on the wage difference.
• Reaching maximum medical improvement – Once a treating physician declares MMI, temporary benefits stop. What happens next depends on whether a permanent disability rating applies.
• Independent medical examination results – The insurance company can request their own IME. If that physician disagrees with your treating doctor’s assessment, benefits can be disputed or terminated.
• Missed deadlines – Workers’ comp claims have strict filing windows. Miss them, and the claim can be denied outright regardless of how serious the injury is.
• Settling the claim – A lump-sum settlement closes the workers’ comp claim permanently. Once signed, ongoing benefits stop.

What Happens When Temporary Benefits Run Out?

If you’ve reached MMI but still have lasting limitations, the claim moves into permanent disability territory. That’s where an impairment rating comes in – a percentage assigned by a physician that quantifies how much the injury has permanently affected your ability to work.

That rating drives the permanent disability benefit calculation. A higher rating means more compensation. A lower one, which insurance companies tend to push for, means less.

This is the stage where having an attorney makes a significant difference. Impairment ratings get disputed. Insurance companies push back. The difference between a fair rating and a low one can mean thousands of dollars in benefits over the life of the claim.

Conclusion

Now you might have a clearer picture of how long does workers’ comp lasts. If your benefits have been cut short, your claim is being disputed, or you’re heading into a permanent disability rating – get in touch with Tapalian Law injury attorney who can help you fight for the full benefit duration you’re entitled to.

FAQs

How long does workers’ comp last for a typical injury?

For most temporary injuries, benefit duration runs a few weeks to several months — until the treating physician clears you to return to work or declares maximum medical improvement. More serious injuries can extend benefits for years.

How much does workers’ comp pay per week?

Most states pay around two-thirds of your average weekly wage during the wage replacement period, subject to a state maximum. The exact amount depends on your pre-injury earnings and your state’s benefit formula.

Can workers’ comp benefits be terminated early?

Yes. Returning to work, reaching MMI, a disputed IME, or settling the claim can all end benefits before the injury fully resolves. Missing filing deadlines can also result in a denied workers’ comp claim from the start.

What happens if my injury is permanent?

The claim moves into permanent disability. A physician assigns an impairment rating — a percentage reflecting lasting limitations, and benefits are calculated from there. Permanent total disability can result in lifetime benefits depending on the severity.

Do I need an attorney for a workers’ comp claim?

Not always — but for serious injuries, disputed claims, or anything involving permanent disability, an attorney significantly improves outcomes. Insurance companies have experienced adjusters working on their side. Having someone equally experienced on your side levels the field.

Being prepared with the steps you should take following a motorcycle accident will help you protect your health, ensure your evidence is recorded, and help preserve important details if you’re planning to seek compensation in the future.

The following step-by-step guide can help you to understand what to do after a motorcycle accident. 

What To Do After A Motorcycle Accident?

1. Get To A Safe Location If You Can 

The first thing you should do after a motorcycle accident is ensure safety. If you are able to move without putting yourself at greater risk, get away from moving traffic and find a safe location. If possible, shut off the motorcycle and don’t stand in a place where you might be hit by another vehicle.

Call 911 if you or anyone else looks like they are severely injured.

2. Call The Police & Report The Accident 

A police report may be a crucial document following a bike crash.

On the arrival of officers, tell them what occurred as clearly and accurately as you can. Be as factual and do not speculate on information that is not known.

3. Exchange Information With The Other Driver 

If you’re physically able to do so, collect the other driver’s information or see what you can get from the witness at the motorcycle crash. 

See if you can get their:

• Full name and contact information
• Driver’s license information
• Details of the insurance company and policy
• Make, model, and license plate 

4. Take Photos & Document The Motorcycle Crash 

Photos can capture details that could be lost when the vehicles are moved or when the scene is cleaned.

If you’re able to safely take pictures, photograph the motorcycle, other vehicles, road conditions, traffic signs, visible injuries, and the surrounding area.

5. Seek Medical Treatment

Getting medical attention is one of the most crucial things you can do following a motorcycle accident.

The injuries that can occur in a motorcycle accident can vary from cuts and bruises to broken bones, traumatic brain injuries, spinal injuries, etc. Symptoms may not be noticeable hours or days after an accident. But even at this time, you should get in contact with an attorney for PIP motorcycle in Massachusetts to file a claim and represent your case. 

Make copies of the following information, especially if you’re going to hire a Massachusetts motorcycle accident lawyer: 

• Emergency room/urgent care visits
• Doctor appointments 
• Diagnostic testing
• Prescriptions
• Physical therapy
• Follow-up appointments
• Medical expenses and bills

6. Understand How Motorcycle Insurance Works In Massachusetts 

Motorcycle drivers in Massachusetts are required to have insurance for bodily injury and property damage liability. But when it comes to Personal Injury Protection (PIP) coverage, motorcycle insurance is treated differently from private passenger automobile insurance. Massachusetts regulations specifically provide that insurers are not required to provide PIP for motorcycle operators or passengers injured while riding a motorcycle.

7. Notify Your Insurance Company 

Insurance companies might question the following:

• The circumstances surrounding the accident
• Where it happened
• Your injuries
• Medical treatment
• Damage to the motorcycle
• Other vehicles or people involved

8. Keep Records of Your Injuries and Expenses 

When it comes to an injury claim, documentation can make or break. Save medical bills, prescription receipts, repair estimates, insurance letters, and other accident-related receipts. It may also be beneficial to keep track of how your injuries impact your life.

If you are experiencing any difficulty, record it, for instance:

• Working
• Driving
• Sleeping
• Exercising
• Performing household tasks
• Providing care for children or family
• Taking part in regular activities

These details can be used to make an argument for the wider damages suffered by your injuries.

9. Speak With A Motorcycle Injury Lawyer If You Were Hurt 

A Massachusetts motorcycle accident lawyer can examine the details of the accident, the evidence, the insurance coverage and your injuries to determine your options. Moreover, your lawyer can assist with medical bills, lost wages, property damage, and other damages stemming from the accident.

Don’t just assume that you have to wait for the insurance company to refuse your claim. Get the right legal support that can help you get back on your feet. 

Conclusion:

Don’t deal with the legal process on your own if you have been injured due to the actions of another driver. Instead of searching for a motorcycle injury lawyer near me online, choose Tapalian Law attorney who can help educate individuals on their choices and can also offer assistance if you have an injury or insurance claim. If you’re unsure what to do next, reaching out to Tap Injury might be a crucial initial move to protect your rights.

Contact Tap Injury today to discuss your motorcycle accident and understand your legal options. Tapalian Law can help you navigate the injury or insurance claim process and take the next steps toward protecting your rights. 

FAQs

Do I need to see a doctor after a motorcycle crash if I don’t feel injured? 

Even if you think you feel fine, it’s a good idea to have a medical checkup. Certain motorcycle accident injuries could only appear later on. Your doctor can evaluate you and suggest the best treatment.

Should I talk to the other driver’s insurance company?

The accident should be reported as per the policy, but it should be done with caution when dealing with the other party’s insurance company, especially if you are injured. Consider speaking with an attorney before giving a recorded statement or accepting a settlement.

When should I contact a motorcycle accident lawyer? 

If you are injured and receiving treatment, are unable to work, or think another driver was at fault, you can contact an attorney right after the accident.

Typically, a workers’ compensation settlement can be some or the complete amount after an injury based on the conditions of your case. Knowing how it works can help you feel better prepared to know what to expect and when it may be appropriate to discuss a settlement. 

When Will Workers’ Comp Offer A Settlement? 

Workers’ comp insurance doesn’t necessarily make a settlement offer immediately after an injury. As a rule, the claim should be argued first, and then a decision is made.

Properly discussing a settlement with the insurance company will require the insurance company to know how severe your injuries are, what you expect to get better from, medical treatment, your ability to work, and what you might have to pay in the future.

When there are sufficient facts on both sides to evaluate the claim and the medical condition is reasonably known, a settlement becomes more probable.

There is no set schedule; however, a claim of a temporary injury can go through a different course of action as compared to a claim involving surgery and permanent disability. 

Why Doesn’t Workers’ Comp Settle Immediately? 

Workers’ compensation benefits are typically meant to help the injured employee while he/she is receiving treatment and, as necessary, some replacement income.

Unlike a settlement, it can resolve future issues of a claim.

If you are still in treatment, for instance, it can be hard to know what medical treatment you will need in the future. An insurance company might thus not be ready to make a serious offer for settlement until the condition is clarified.

An injury could have long-term impacts that may affect the value of a workers’ compensation settlement. 

What Usually Happens Before A Settlement Offer? 

Prior to settlement negotiations, there are a number of things that can occur.

You can be treated, follow up, and give medical records to the insurance company. The insurance company can send an insurance adjuster to deal with the claim and check the insurance benefits that are available.

Your employment status will also be checked. Your injury may leave you unable to work for a while or permanently disabled.

As your claim continues to progress, details of your condition, loss of wages, and additional requirements are further added to benefit negotiation with Tapalian Law . 

How Much Is A Workers’ Comp Settlement Worth? 

It is totally based on:

• The severity of the injury
• If the injury is temporary or permanent
• Medical treatment, both present and future
• Lost wages
• Your capacity to resume your previous position
• Permanent work restrictions
• The fact of whether the claim is disputed

Online searching can reveal a payout workers’ comp settlement chart. They can give general examples, but not be able to give a specific example of the value of a particular claim.

Settlements for two people with similar injuries can vary significantly, depending on their medical situation, employment, income, recovery, and future capabilities. 

Massachusetts & Rhode Island Workers’ Comp Claims 

In Massachusetts, the Department of Industrial Accidents (DIA) oversees the state’s workers’ compensation system. In Rhode Island, workers’ compensation matters fall under the Rhode Island Department of Labor and Training (RI DLT). 

This is important because the processes for settling, approving, benefit eligibility, and disputes may vary between states.

When you’re working on a Massachusetts or Rhode Island workers’ comp case, be sure that you have information that is relevant to the state in which your work injury took place. 

Conclusion

Now you might understand when workers’ comp offer a settlement. If this is something that is being delayed and you need professional assistance, get in touch with Tapalian Lawinjury attorney who can help you negotiate the settlement for the maximum offer. 

FAQs

Can I ask the workers’ comp to settle my claim? 

It’s not always the insurance company that has to take the initiative. In certain cases, you may be able to make a settlement offer, or accept one from the insurance company, depending on the specifics of your claim and the state’s workers’ compensation laws. While a lump sum settlement may offer a substantial amount of cash, it could also impact access to additional potential benefits that may be available in the claim. 

How long does a workers’ comp settlement take? 

The claim timeline is not always standardized. A claim can progress faster if the parties agree on the worker’s condition and benefits, the treatment is simple, and liability is accepted.

If there are conflicts regarding the injury, treatment, disability, medical records, etc., settlement can take significantly longer. State differences in injury sites and administrative procedures can also influence the results. 

Is there a payout workers’ comp settlement chart?

Online charts and examples are available in general terms; however, they can’t accurately estimate the value of a specific claim. The amount is based on the severity of the injury, wages, medical treatment, disability, and restrictions.

If I take a lump sum payout, what are the pros and cons?

A lump sum may be beneficial for providing financial security; however, it might make certain future workers’ compensation settlement benefits unobtainable. 

What if it’s taking too long for my insurance adjuster to process my claim?

Maintain records of communications and claim-related documents and ascertain the reason for the delay of a claim. If you have problems getting benefits or negotiating a resolution, you may want to seek assistance from a professional with the legal aspects. 

We Work On A Contingency Fee Basis

The number one reason many people hesitate before calling an attorney is because they think they can’t afford one. David Tapalian is a RI Workers Comp Attorney that works on a contingency fee basis, which means he gets paid out of what he can recover for you. That’s why at Tapalian Law, we only take on cases we think we can help you win, and work hard to ensure you get the full compensation you are legally entitled to. 

As a Workers Comp Lawyer RI residents trust, David Tapalian has helped hundreds of injured workers navigate insurance companies, juries, and courtrooms to get the full compensation owed to them. We get paid a small percentage of what we earn for you with no upfront costs. It’s a win-win situation for you – since you’re much less likely to recover as much as we can get for you without a lawyer. 

Do I Have To Pay A RI Workers Comp Attorney If I Lose?

Not a penny! When you come into our office, David Tapalian will evaluate your case and outline all the possible outcomes. Our firm will only take on cases that have a high probability of successful outcomes and assumes all upfront costs for filing paperwork, hiring experts, and preparing testimony – if we don’t win, you don’t have to pay us a cent.

Should I Hire An Attorney For My Workers’ Comp Case?

It is highly recommended to hire an experienced RI Workers Comp Attorney if your workplace injuries are serious. Workers’ compensation is supposed to cover medical bills, lost time off work, and lost earning potential if your injuries result in permanent damage such as disfigurement or dismemberment, but insurance companies only look out for their own bottom line and may unfairly delay or deny a valid claim. As an experienced Workers Comp Lawyer RI trusts, David Tapalian will advise and assist you in the best course of action to file a claim, negotiate a settlement, or appeal a denial.

What A Workers’ Comp Attorney Can Do For You

• File the claim, handle paperwork, and ensure all deadlines are met so you don’t risk forfeiting your claim
• Negotiate with insurance companies on behalf. Anything you do or say may be used against you to reduce or deny your claim, which is why it’s best to have a professional handle it.
• Gather evidence and receipts to prove your claim. If necessary, we will use the connections and resources at our disposal to provide expert testimony such as medical professionals detailing the extent of your injuries and accident reconstruction experts.
• Most workers comp claims are settled out of court, but if an appropriate settlement cannot be reached, David Tapalian is a respected litigator who will present your case to a jury and fight on your behalf in court.

Call Tapalian Law For A Workers Comp Lawyer RI Residents Trust

If you were injured in the workplace, having a workers comp lawyer RI courts respect on your side will show insurance companies you are serious about getting the compensation you are legally entitled to. David Tapalian works on a contingency basis, meaning that he doesn’t get paid until you do. Call Tapalian Law to consult with an experienced RI Workers Comp attorney today.

FAQs

How do I find a good workers comp attorney near me in Rhode Island?

Any trustworthy workers comp attorney should have plenty of references and a proven track record. Never pay upfront – reputable workers comp attorneys like David Tapalian work on a contingency fee basis.

What does a workers comp attorney do? 

A workers comp attorney represents employees who were injured in the workplace to protect their rights to wage replacement, medical treatment, and disability benefits.

How much does a workers comp attorney cost?

Most workers comp attorneys work on a contingency fee basis and are paid a percentage of the compensation they recover for you. 

What An Auto Accident Attorney RI Residents Trust Can Do For You

Minor fender-benders with insignificant injuries are typically straightforward to handle and don’t require a car accident attorney. However, if you were seriously injured, you will need an experienced motor vehicle accident lawyer on your side. Here’s what an auto accident attorney RI trusts can do for you.

Evaluate the full repercussions of your injuries

Severe car accidents often result in injuries that can be life-altering, such as:

• Spinal cord injuries
• Traumatic brain injuries
• Damage to internal organs
• Internal bleeding
• Bone fractures

These injuries require extensive hospital treatment and ongoing rehabilitation. Patients may not fully recover, or face a loss of quality of life. An experienced injury compensation lawyer can evaluate the extent of the physical damage and establish the most accurate representation of your needs by hiring medical experts, so you can focus on recovery.

Estimate full damages

Beyond immediate medical expenses, significant car crash injuries may result in a wide range of losses. You’ll have to take time off work, face a long road of rehabilitation, and experience prolonged pain and suffering as well as mental anguish. When you come into our Rhode Island Auto Accident Law Firm, David Tapalian will make a thorough assessment of the full impact of your injuries and calculate the worth of compensable damages to ensure you receive fair compensation. 

As an auto accident attorney RI relies on, David Tapalian has the knowledgeable legal guidance to accurately calculate your claim to account for the totality of your losses and full value of a claim. 

Dealing With Liability

Questions of liability in a claim come up when insurance companies try to push fault on each other’s claimants (and onto you). Complex liability issues can arise if:

• The insurance company says you are at fault (even if you aren’t) and denies your claim 
• Multiple parties are involved
• The at-fault driver says you caused the crash
• There is a government entity involved (e.g. crashes caused by defective roads)
• The accident involved vehicle defects

Negotiate on your behalf

Most claims are resolved through settlement with insurance companies. Both settlement negotiations and the courtroom put civilians at a major disadvantage. A Rhode Island auto accident lawyer will negotiate with insurers on your behalf and ensure you get the compensation you are legally entitled to.

Represent you in court

If an agreeable settlement cannot be reached, our Rhode Island Auto Accident Law Firm is prepared to represent you in court. Choosing an experienced claims lawyer to handle your case in court is key to success. David Tapalian is an experienced Auto Accident Attorney RI judges and courts are familiar with, and will represent you in court to ensure your case is represented as accurately as possible before a jury. 

Work With A Top Rhode Island Auto Accident Law Firm

If you were severely injured in a car accident, having an experienced auto accident attorney on your side is essential. Call Tapalian Law to consult with an Auto Accident Attorney RI residents trust today.

FAQs

Why should I hire an auto accident lawyer? 

An auto accident attorney will evaluate the extent of damages you can recover and handle the complex process. When significant injuries are involved, an auto accident attorney is your best chance at getting the full compensation you are entitled to. 

Can I afford an auto accident lawyer?

Most auto accident attorneys work on a contingency fee basis with no upfront costs, meaning that you don’t have to pay until they recover money for you. 

How do I prove liability in a car crash?

If there are multiple parties involved or insurance companies are trying to push liability on you, an auto accident lawyer will gather evidence and expert testimony to hold those responsible accountable for their liability.

What Types Of Cases Does Personal Injury Attorney David Tapalian Represent? 

If you were injured in an accident due to another party’s negligence, you have certain legal rights and options to pursue compensation. David Tapalian specializes in personal injury representation to accident victims in Rhode Island, Massachusetts, Florida, and Connecticut in the following areas:

• Car accidents and motor vehicle collisions
• Truck accidents
• Motorcycle accidents
• Workers’ Compensation
• Slip & Fall accidents
• Nursing home abuse
• Social security disability
• Medical malpractice
• Birth-related injuries
• Wrongful death
• Falling objects
• Pedestrian injuries
• Premises liability

How Does Multi-State Legal Representation Work?

Tapalian Law is a multi-state legal firm licensed to practice in Rhode Island, Massachusetts, Connecticut, and Florida. This means if you’re looking for “personal injury near me” in any of those states, our firm can service your case and represent you in civil court to get you the compensation you are legally entitled to according to the laws of that state. Here’s a quick breakdown of how David Tapalian provides Personal Injury Representation across states:

• He’s licensed in all four – Each state has individual bar associations regulating laws at the state level, and lawyers must be licensed in the specific state where they draft documents, advise clients, and appear in court. David Tapalian is licensed in Rhode Island, Massachusetts, Connecticut, and Florida to provide legal advocacy for injury victims
• He keeps up with multijurisdictional rules – As an accident attorney offering multi-state legal services, David Tapalian adheres to various sets of ethical guidelines, continues his legal education (CLE) hours to stay on top of any changes in each of the states he practices in, and keeps up with state reporting deadlines.
• He practices due diligence – David Tapalian proactively understands each jurisdiction’s rules and laws in order to mitigate risks and serve clients effectively in multiple jurisdictions. 
• Team synergy – Practicing multi-state law requires an attorney to be extra clear about client billing and ensuring compliance with overlapping sets of laws and guidelines, which is why our dedicated legal team here at Tapalian Law employs state-of-the-art cloud technology and a skilled interstate team

Benefits of Having A Multi-State Accident Lawyer

So why should you choose a multi-state personal injury lawyer when looking for “personal injury near me”? Personal injury law often has to deal with byzantine layers of insurance regulations and cross-border claims. A personal injury lawyer practicing across multiple states can help you in the following ways:

Seamless litigation across state lines

If you live in Rhode Island but were injured in a car crash while driving through Connecticut, the case may fall under the jurisdiction of the state where the accident happened. David Tapalian can file your lawsuit in the right jurisdiction promptly without having to hire extra counsel.

Cross-border protection

Connecticut and Massachusetts border Rhode Island, and hundreds of commuters drive through these states on a regular basis. As a personal injury attorney practicing in all of these areas, David Tapalian can instantly pivot to handle accidents involving complex corporate liability and out-of-state defendants.

Navigating insurance conflicts

Requirements for personal injury protection (PIP), fault (pure vs. modified comparative negligence), and uninsured motorist coverage vary across states. Florida and Connecticut, for example, work on a modified comparative negligence system, while Rhode Island uses a pure comparative negligence system. Insurance companies may exploit jurisdictional boundaries to undervalue, delay, or deny your claim – something an attorney licensed in the relevant states can help you combat.

Looking for “Personal Injury Near Me”?

David Tapalian is a personal injury lawyer licensed to practice in Rhode Island, Massachusetts, Connecticut, and Florida. Call Tapalian to consult with an experienced multi-state personal injury attorney today!

FAQs

Why should I hire a multi-state attorney?

As an attorney licensed to practice in Rhode Island, Massachusetts, Connecticut, and Florida, David Tapalian can help you navigate accidents that happened across jurisdictions and litigate in different states.

What states are David Tapalian licensed to practice in?

David Tapalian is licensed to practice in:

• Rhode Island
• Massachusetts
• Connecticut
• Florida

Do different states have different personal injury laws?

Yes, every state handles liability, insurance laws, and compensation for personal injury differently, which is why it’s important to have a personal injury attorney experienced in multiple states.

Who Pays For My Injuries In Massachusetts?

Every driver in Massachusetts is required to carry a minimum of $8,000 of Personal Injury Protection insurance, and in the case of most minor accidents, your own PIP insurance kicks in to pay for your injuries. However, no-fault coverage doesn’t cover the cost of non-monetary damages such as pain and suffering, and more serious injuries can easily exceed what PIP covers. 

In more serious car accidents involving significant injuries, victims can step outside of the no-fault system and file a claim directly against the at-fault driver and their insurer. Having experienced legal representation is essential when there are serious injuries and non-economic damages involved.

Damages In Serious Auto Accidents

Economic damages an auto accident injury lawyer can help you recover include:

• Medical expenses for current and future hospital bills and costs associated with medical care
• Lost wages due to the time you have to take off
• Loss of earning capacity if your injuries resulted in permanent disability
• Property damage 

Non-economic damages are awarded based on the physical, subjective, and psychological impacts of the accident and include:

• Pain and suffering
• PTSD
• Emotional distress & mental anguish
• Loss of consortium
• Loss of enjoyment of life

Pursuing these damages typically requires extensive evidence, expert testimony, and accident reconstruction. You’ll want to look for a “car accident attorney near me” who has the experience and skill to help you build a strong case and get the compensation you deserve for your injuries.

How A Car Accident Attorney Massachusetts Residents Trust Can Help

If you’re struggling with the decision to call a “car accident attorney near me,” here’s what David Tapalian can do for your case:

Thoroughly investigate the facts and circumstances behind the accident

Our firm will thoroughly investigate all facts of the case, gather evidence such as eyewitness accounts and photographs, and provide accurate reconstruction to prove the circumstances of the accident and how the other driver’s negligence resulted in your injuries.

Prove liability

Proving liability is key when it comes to severe accidents that step out of the no-fault system. As a car accident attorney Massachusetts residents trust, David Tapalian will build a case to prove the other driver’s liability. If you share a portion of fault, he will establish the amount of fault you share and prove it in court so you can be awarded proportional damages under Massachusett’s comparative negligence system.

Handle all the paperwork so you can focus on your recovery

Recovering from significant injuries like TBIs and broken bones is enough to deal with – trying to juggle reams of legal documents and filing things before the statute of limitations at the same time is practically impossible. We’ll handle all the filing so you can focus on recuperating.

Calculating long-term financial needs and non-economic damages

Our firm will evaluate every aspect of your case, consult with specialists like plastic surgeons and vocational specialists, and calculate the “intangible” losses accurately to determine the true value of your case.

Negotiate on your behalf

When settling a personal injury case out of court, having a lawyer known for their diligence will make the opposing side take you much more seriously. Though most cases are settled out of court, insurers know that if they do go to court, an experienced car accident attorney Massachusetts judges are familiar with will have a high chance of winning.

Looking For A Car Accident Attorney Near You?

David Tapalian is a car accident attorney Massachusetts residents turn to for help when they face significant medical bills and a long road to recovery. If you’re looking for a “car accident attorney near me” in the Massachusetts or Rhode Island area, call Tapalian Law to consult with an experienced personal injury attorney today.

FAQs

What can an accident injury lawyer do for me?

• Gather evidence
• File your case on time
• Evaluate your case for its full value and pursue the compensation you deserve
• Negotiate on your behalf

What are some common injuries in serious car accidents?

• TBIs
• Fractured or broken bones
• Internal injuries to organs
• Long-term trauma such as PTSD

What damages if I was the victim of a serious car accident?

Economic damages include:

• Medical expenses for current and future hospital bills and costs associated with medical care
• Lost wages due to the time you have to take off
• Loss of earning capacity if your injuries resulted in permanent disability
• Property damage 

Non-economic damages include:

• Pain and suffering
• PTSD
• Emotional distress & mental anguish
• Loss of consortium
• Loss of enjoyment of life

What A Car Accident Lawyer Providence RI Trusts Can Do For You

Car accidents can leave victims struggling physically, financially, and emotionally. It’s hard enough trying to recover from your injuries and the overwhelming stress of piecing your life back together without trying to cram a whole law school education on accident liability into the rapid-fire timeframe successfully filing insurance claims requires. 

Having a car accident lawyer Providence RI civil courts respect on your side is your best option for getting the compensation you’re legally entitled to for your injuries. Here’s what a car accident attorney Massachusetts and Rhode Island residents trust can do for you:

Handle Insurance Companies

Insurance adjusters are hired by insurance companies to pay out the least amount they can get away with, which is why they’ll use any excuse to deny, undervalue, or question your claim. Anything you say or do to the insurance company and their adjuster can be used against you, which is why your best chance of getting the settlement you deserve is to contact a car accident attorney Massachusetts residents trust as soon as possible after the accident to communicate with insurance companies on your behalf. 

Calculate the true worth of your case

Insurance companies often take advantage of struggling car accident victims who need immediate respite and offer quick lowball settlements that discount future financial needs. David Tapalian will calculate the true worth of your injuries, accounting for lost wages, lost earning potential, pain and suffering, and future medical needs.

Gather evidence and build your case

The clock for filing a case starts ticking from the date of the injury. While you recuperate from your injuries, our experienced professionals will take care of all the paperwork, gather evidence, speak to witnesses, and ensure your case is filed on time with proper evidence to prove the settlement you are legally entitled to. 

Fight for proper compensation

Insurance companies often take advantage of struggling car accident victims who need immediate respite and offer quick lowball settlements that discount future financial needs. Even if they know the true value and legitimacy of your claim, they may drag things out until you settle for much less than what it would take to recover from your injuries. If they know you have an experienced car accident attorney Massachusetts insurance companies are familiar with on your side, it makes them less likely to act in bad faith. 

Go to bat for you in court

While both sides will do everything possible to settle out of court, if an agreeable settlement cannot be reached, you’ll need an attorney with the chops to prove your case before a jury. David Tapalian is a car accident lawyer Providence RI and Massachusetts area courts respect, and will use his extensive litigation experience to go to bat for you in court if necessary. 

Looking For A Car Accident Attorney Massachusetts Residents Trust?

If you’ve been injured in a car accident and are hesitating about looking for “car accident attorneys near me,” it’s important to know how beneficial having a car accident attorney on your side can be. David Tapalian has helped hundreds of car accident victims successfully get the compensation they deserve from insurance companies who otherwise would’ve given out much less. Call Tapalian Law to consult with an experienced attorney serving the Massachusetts and Rhode Island area today. 

FAQs

Is it worth hiring an attorney for a car accident?

If you’re wondering, “should I get an attorney for a car accident,” the short answer is yes. David Tapalian has helped hundreds of car accident victims successfully get the compensation they deserve from insurance companies who otherwise would’ve given out much less.

When to get an attorney for a car accident

If you were injured in a car accident, you should consult a car accident attorney as soon as possible to avoid costly mistakes with the insurance company.

Do I need an attorney for a car accident? 

While you don’t necessarily need an attorney, having an experienced car accident attorney on your side will maximize your chances of getting the compensation you deserve for your injuries.

Advice From Motorcycle Lawyers Rhode Island Trusts

At Tapalian Law, David Tapalian understands the unique circumstances motorcycle accident victims often face. Here’s why it’s so important to have an experienced motorcycle accident attorney on your side.

Motorcycle accident claims are more complicated

Several factors make motorcycle accident claims more complicated than standard car accidents:

• Injuries are often more severe, meaning high-value claims for medical treatment, lost earning potential, and ongoing care and more pushback from insurers.
• Juries and insurance companies are often biased against motorcyclists and perceive them as reckless.
• Drivers often dispute liability by claiming they “didn’t see the rider” due to the smaller size of motorcycles.

A skilled Providence motorcycle accident attorney will help you navigate these challenges, gather evidence to support your claim, and present your case convincingly in court if necessary.

What trying to manage your own case can cost you

Though you’re not legally obligated to use a lawyer, attempting to do things on your own can result in:

• Taking a lowball settlement inadequate for getting back on your feet – or even your medical bills
• Being held liable for the accident and having your compensation denied
• Making filing errors or missing deadlines that end up costing your case

Your health and recovery should be the first priority. As one of the top Motorcycle Accident Lawyers Rhode Island residents rely on, David Tapalian will handle your case and protect your best interests while you get back on your feet.

What Motorcycle Accident Lawyer David Tapalian Can Do For 

As one of the top Motorcycle Accident Lawyers Rhode Island residents trust, David Tapalian diligently takes on every aspect of the claims process while you recover.

• Calculating what your claim is really worth, which includes assessing ongoing medical costs, pain and suffering, and loss of earning potential
• Thoroughly investigate the accident, including gathering evidence, medical records, and witness statements.
• Negotiate with insurance companies on your behalf to push for the true worth of your claim – not just what they’re willing to offer.
• Protecting you from making costly mistakes with the insurance company
• Fighting for you in court if negotiations fail

When Should You Call A Providence Motorcycle Accident Attorney?

You should call a “motorcycle injury lawyer near me” if any of the following apply:

• You were hospitalized for your injuries 
• You suffered serious injuries from the accident
• The insurance company gave an unreasonable offer
• The insurance company is pressuring you to settle for less than what the claim is worth
• The accident involves multiple parties
• You’re not sure how much you claim is really worth

The sooner you reach out, the better the chance you have to get the true value of your claim. At Tapalian Law, the first consultation is free – so there’s no reason not to have us evaluate your options.

Looking For A “Motorcycle Injury Lawyer Near Me”?

Consulting with a motorcycle accident attorney costs you nothing and can get you the full value of your case. If you’re looking for a “motorcycle injury lawyer near me” in Rhode Island or Massachusetts, call Providence motorcycle accident attorney David Tapalian for a free initial consultation today!

FAQs

How to hire a motorcycle injury lawyer near me

When you call a motorcycle accident lawyer, they will first evaluate the details of the case and let you know their assessment of the case’s value and likely outcomes. Call David Tapalian, who operates in Rhode Island and Massachusetts, for a free initial consultation. 

What to look for in a motorcycle injury lawyer

You should hire a motorcycle injury lawyer with:

• A successful track record
• Strong litigation experience 
• Extensive experience practicing in your area

What types of injuries does a motorcycle injury lawyer handle

Motorcycle accident injuries are often more severe, and some injuries we’ve helped our clients with include:

• Spinal cord injuries
• Traumatic brain injuries (TBIs)
• Severe road rash
• Broken bones
• Internal injuries

What Should I Do If I’m Injured On the Job?

Getting injured on the job can leave you feeling overwhelmed and confused. What are you supposed to do now? How does insurance work, and how are you supposed to survive while taking time off work? 

What you do after your injury is critical – here’s what you should do to ensure you get the workers’ compensation claim you’re legally entitled to.

1. Immediately report your injury

Time is of the essence after a workplace injury. In Rhode Island, workers must report any incidents resulting in injury on the job to their employer as soon as possible. Make sure to also file a written report in order to have evidence of the report. Prompt injury reporting – ideally in writing – ensures that the employer will start the paperwork process in a timely manner.

Even if you don’t think your injury is severe, it’s crucial to not wait. Many injuries take hours, or even days, to fully manifest, and the longer you wait, the more likely the insurance company will claim your injury happened after the incident. A small back strain that turns into debilitating pain down the line may end up not being covered if you don’t report promptly. 

2. Seek medical care

Your health should always be the number one priority. Seeking immediate medical care not only ensures your physical well-being, but also provides documentation of your injuries for your claim. Make sure to document and keep receipts for everything, from treatments and appointments to diagnosis and prescriptions. 

As a top Providence workers compensation lawyer, our firm will help you gather and organize evidence such as medical documentation to build the strongest workers’ compensation case possible. 

3. Filing for workers’ compensation benefits

In Rhode Island, the employer must file for workers’ compensation after the employee submits a claim. Under Rhode Island law, injured workers may receive benefits covering:

• Weekly wage replacement
• Medical treatment
• Vocational rehabilitation if the worker is unable to return to their previous job

How A Providence Workers Compensation Lawyer Can Help

While workers’ compensation is supposed to provide a straightforward way for injured workers to have their medical bills and lost wages covered, dealing with insurance companies can be tricky. Insurance companies are always looking to protect their bottom line, and will do anything to deny or underpay workplace injury claims. An experienced Providence workers compensation lawyer will help you navigate the process and ensure you get the benefits you are legally entitled to. 

As a workers compensation attorney Providence residents trust, we’ve helped thousands of Rhode Island workers navigate workers’ compensation claims and get the compensation they deserve. Providence workers compensation lawyer David Tapalian and his team will help you evaluate your case to determine the full extent of the compensation you are due, gather evidence to support your claim, deal with insurance companies, and represent you in court if insurance companies refuse to pay what you’re owed – though it rarely comes down to that.

Call A Providence Workers Compensation Lawyer Today

If you were injured on the job, a Providence workers compensation lawyer can help you get the benefits you need to get back on your feet. Call Tapalian Law for a consultation today. 

FAQs

What should I do after a workplace injury?

Immediately report the injury to your employer and seek medical treatment.

Why shouldn’t I talk to insurance companies myself?

You should never speak to insurance companies because they may use whatever you say against you to reduce or deny your claim; instead, a workers’ comp attorney will negotiate on your behalf and project your interests.

Who files a workers’ comp claim after an injury?

In Rhode Island, you must notify your employer of the injury, after which the employer files the first official “report of injury” and the insurer begins the claims process.

What A Car Accident Attorney Massachusetts Trusts Can Do For You

Car accidents are traumatic events that can leave the victim overwhelmed. Here’s why having experienced legal representation is the only way you’ll get the full compensation for your injuries.

Handling insurance companies 

Despite the reassuring name, insurance companies are essentially companies looking out for their own bottom line. Anything an insurance company can do to minimize payouts, they will do – including trying to trick victims into admitting partial fault or downplaying serious injuries. Moreover, insurance companies also know that following an accident, many victims are desperate for any sort of assistance, and will throw out quick lowball offers which may not cover the full extent of the victim’s injuries.

As a Car accident attorney Massachusetts residents rely on, David Tapalian and his team will provide claim assistance and negotiate with insurance companies on your behalf, so that you don’t unwittingly give adjusters an excuse to downplay your injuries or undercut your claim.

Evens the playing field

If the other party has an attorney, trying to manage a claim on your own becomes even riskier. An experienced car accident attorney Massachusetts residents trust will know how to defend your claim. Without legal representation you risk being outmaneuvered by the other side.

Evaluating significant or complex injuries

When significant injuries are involved, things can get complicated. Broken bones, spinal injuries, and traumatic brain injuries may mean long-term rehabilitation and treatment, and the victim may not be able to resume life in the same capacity they had before. A car accident attorney Massachusetts residents trust will provide careful case evaluation to make sure the settlement accounts for lost earning potential and future medical needs.

Technical claims and fault disputes

Some accidents may involve multiple factors where determining liability requires expert analysis. As an experienced car accident attorney Massachusetts residents trust, Tapalian Law has a team of accident reconstructionists and medical experts on call to build a case and prove the claim.

How an Injury Lawyer Massachusetts Trusts Helps You

Our firm does much more than just file papers – we actively negotiate, investigate, and advocate on your behalf. Here’s what David Tapalian does for your case:

• Investigate the case by gathering evidence, interviewing witnesses, and analyzing how the evidence builds your case
• Dealing with insurance companies to ensure fair compensation and preventing adjusters from using underhanded tactics to reduce payments while victims focus on recovery
• Accurately assess the full extent of damages, including future medical care, lost wages, and long-term impact on the victim’s quality of life.
• Coordinate expert testimony from medical specialists, accident reconstructionists, and engineers to demonstrate the full impact of injuries and establish liability.
• If a fair settlement cannot be reached, David Tapalian has extensive litigation experience successfully defending the rights of accident victims before a judge or jury.

Call A Car Accident Attorney Massachusetts Residents Rely On

If you were injured in a car accident, don’t leave it to insurance companies to get the compensation you are entitled to – it may never come. Call Tapalian Law to consult with an experienced car accident attorney today.

FAQs

Do I need a lawyer after a car accident?

If you were injured in a car accident, having legal representation is your best chance of getting the full compensation you are legally entitled to for your injuries.

Why shouldn’t I deal with insurance companies on my own?

Insurance adjusters may try to use anything said to them to undercut or deny your claim, which is why having a lawyer handle it is the best way to protect your claim.

Why shouldn’t I take the insurance company’s first offer after an accident?

Insurance companies often try to lowball accident victims without accounting for the full impact of their injuries. An experienced personal injury attorney will evaluate your case and come up with an amount that covers the full extent of immediate and future costs.

Ways An Injury Lawyer in Providence Can Help You

So what can an accident attorney do for you? Let’s break it down:

Navigate the complexities of the injury case

As a top injury lawyer in Providence, David Tapalian often sees clients who thought they could handle the claim on their own – before what initially seemed to be a cooperative insurance company proves them wrong. Serious injury cases are rarely simple, involving complex factors such as:

• Lost wages
• Long-term medical treatment
• Reduced earning capacity
• Ongoing pain and suffering

All of these factors must be evaluated and documented properly for appropriate injury compensation.

Deal with the insurance company

Insurance companies are first and foremost looking out for their bottom line – which means they have teams of lawyers and adjusters working against you to pay out as little as possible. Having an accident attorney on your side provides the legal support to handle all communication, negotiate aggressively on your behalf, and protect you from tactics designed to undervalue or deny your claim. This ensures that your rights are safeguarded and that you receive a fair settlement based on the true extent of your injuries and losses.

Protect the full value of your claim

Insurance adjusters often dispute liability, downplay injuries, or offer low settlements. As an experienced injury lawyer in Providence, David Tapalian often sees insurance companies try to take advantage of how desperate an accident victim is with quick lowball settlements. An accident attorney will evaluate the true worth of your claim so you don’t accept far less than what your claim is really worth.

Provide legal support to meet critical deadlines

A personal injury attorney is there to protect your rights from the start, functioning as a buffer between you and insurance companies to present your case strategically and accurately. Rhode Island also has a strict statute of limitations on personal injury claims, and a personal injury law firm Rhode Island trusts will help you meet critical deadlines while you focus on recovering from your injuries.

Negotiate and litigates on your behalf

Successfully negotiating a personal injury settlement requires leverage. Simply having a formidable personal injury law firm Providence trusts on your side will cause insurance companies to take your claim more seriously. If we are unable to reach a fair settlement, you can rest assured that David Tapalian has the litigation experience to present a strong case before the judge or jury and optimize your chances of a favorable outcome. 

Why Proper Legal Support Makes A Huge Difference

Serious accidents often incur damages far beyond property damage and immediate medical bills. An experienced personal injury lawyer will evaluate your case and work to get you the full amount owed for your injuries, including:

• Lost income and reduced earning ability
• Emotional distress
• Pain and suffering
• Ongoing medical expenses

The attorney will work with accident reconstruction experts, medical professionals, and financial specialists to construct a case reflecting the true value of your damages.

Call A Top Injury Lawyer in Providence Today

Having a personal injury law firm Providence residents trust can make all the difference. If you were injured in an accident, call David Tapalian for a consultation today. 

FAQs

What if my insurance company offers me a fast settlement?

If your injuries are serious, your insurance company may try to lowball you with a quick settlement. Work with an accident attorney to evaluate the true value of your claim. 

When should I call a Rhode Island personal injury lawyer?

You should call a personal injury lawyer as soon as possible following a serious accident.

What damages do I deserve for my injuries?

The damages you could potentially recoup include:

• Lost income and reduced earning ability
• Emotional distress
• Pain and suffering
• Ongoing medical expenses

Rhode Island Workplace Injury Attorneys Tell You What To Do After A Workplace Accident

If you are injured while on the job or in the workplace, you should take certain steps to protect your workers’ compensation claim. Here’s advice from a workplace injury lawyer RI trusts.

1. Seek immediate medical attention

Your health and safety is the number one priority. Even if you feel like the injury is minor, you should still be examined by a medical professional, as certain injuries do not present immediate symptoms. Moreover, seeking immediate medical attention also helps document your injuries – otherwise, the insurance company may claim your injuries happened after the fact.

2. Report to your employer

Time is of the essence – workplace injuries must be promptly reported to your employer, who is supposed to file a workers’ compensation claim with the statute of limitations in Rhode Island for workers’ comp claims. Let your supervisor or human resources department know about your injuries as soon as possible.

3. Make sure your employer filed the claim

The statute of limitations in Rhode Island for filing a workers’ comp claim is ten days, meaning that if your employer fails to report an accident within that time frame, your benefits may be jeopardized. When informing your employee about your injuries, make sure they are documenting your report in writing. If you remain unsure, a workers compensation attorney can help you figure out if your employer took the appropriate steps. 

4. Thoroughly document the incident

Documenting the incident as well as possible is essential to ensure your employee rights, and also to help your workers compensation attorney if further legal action is needed. Rhode Island Workplace Injury attorneys often rely on such evidence when building a case. This includes:

• Photographs of your injuries 
• Photographs of the accident scene
• Contact information of any witnesses at the scene
• Documentation of whether or not the incident was due to an ongoing safety issue
• Any video or audio recordings or pictures of the incident from other witnesses or security camera

5. Do not post about the incident

Discussing your accident on social media can damage your claim. Opposing parties and insurers will keep an eye out for any social media posts that potentially could contradict your claim in order to deny or reduce benefits. 

6. Work with experienced Rhode Island Workplace Injury attorneys

Trying to navigate the complexities of a workplace injury claim while recovering from your injuries can end up costing you a significant amount of money. An experienced Rhode Island workplace injury attorney, Tapalian Law will hold the insurance companies accountable and ensure you get the benefits you deserve so you can recover from your injuries. 

Work With One Of The Top Rhode Island Workplace Injury Attorneys Today

David Tapalian is one of the most experienced Rhode Island workplace attorneys around. If you were injured in a workplace accident, contact Tapalian Law for a consultation today.

FAQs

What constitutes a workplace injury?

A workplace injury is an unforeseen accident ending in injury that happened while an employee was carrying out workplace duties on the employer’s premises. 

Does Rhode Island require employers to carry workers’ compensation?

Yes, Rhode Island employers are required to have a certain amount of workers’ compensation insurance. 

What should I do if my workers’ compensation claim is denied?

You should contact a workplace injury attorney, who will evaluate your case and take the necessary steps.

• The arbitrary denial of your claim
• Failure to pay workers’ compensation benefits without reason
• Paying you less disability compensation than what you’re legally entitled to
• Refusal to cover necessary health care visits or medical bills
• Refusal to accept responsibility for your workplace injuries

What Are Some Common Workplace Injuries That Workers’ Compensation Covers?

Every employer in Rhode Island (with extremely limited exceptions) is required to carry workers’ compensation insurance for their employees. This means that the majority of work-related illnesses and injuries are covered under Rhode Island workers’ compensation. The most common workplace injuries that are covered include:

• Heavy lifting injuries – lifting large objects as part of your 
• Construction accidents – construction sites are a major source of qualifying injuries due to machinery accidents, falling objects, and other safety hazards 
• Slip and fall injuries – Fall hazards such as exposed liquids can result in premises liability for the employer, but you have to go through workers’ comp rather than a personal injury lawsuit
• Repetitive stress injuries – muscles and tendons can be worn down by physical labor over time
• Hand injuries – You may be unable to work if you injure your hands as most jobs require the use of hands in some capacity

If you’re injured outside the workplace or not actively working then workers’ compensation typically won’t apply. Workers’ compensation also doesn’t apply if:

• You were behaving negligently
• Intoxicated
• Or intentionally trying to hurt yourself

What Are Some Things David Tapalian Can Do For Your Claim?

• Evaluate your claim and calculate the appropriate amount you are entitled to for lost wages. Insurance companies may try to lowball you, and an experienced Rhode Island workers comp attorney will ensure all medical expenses are covered 
• If the insurers delay or deny benefits, our firm will file a petition with the RI Workers’ Compensation Court
• We will guide you through choosing doctors and help you prepare for Independent Medical Exams (IMEs)
• We will help negotiate settlements with the insurers, including compensation for disfigurement or scarring

Remember- Rhode Island has a two-year statute of limitations for filing workers’ compensation claims. We will help you file the claim and navigate the system so you can focus on recovering. Workers’ compensation claims can get very complex fast, and sometimes insurers may not offer the full amount you are legally entitled to or deny a legitimate claim. Our firm will give you the best chance of getting an optimal outcome.

Tapalian Law also works on a contingency fee basis – meaning that you don’t pay us unless you get the settlement you deserve. 

Consult With An Experienced Rhode Island Workers Compensation Attorney Today

If you were injured on the job, having an experienced Rhode Island Workers Compensation attorney on your side will optimize your chances of getting the settlement you deserve. David Tapalian has helped hundreds of injured workers navigate the insurance system and deal with employers. Contact Tapalian Law for a free initial consultation and have your claim evaluated today.

Why Are Motorcycle Accident Injuries So Severe?

Motorcycles intrinsically expose the rider to the open air. When a motorcycle collides with another vehicle or hard surface, the injuries can be severe. Common motorcycle accident injuries include:

• Traumatic brain injuries
• Fractures
• Spinal cord or neck injurie
• Road rash

How severe the accident is depends on the way that the accident occurred and the speed of the vehicles. Here’s why motorcycle accidents tend to produce such serious injuries:

• If another vehicle suddenly turns left in front of a motorcycle, the biker may crash head on and get severe head injuries
• If a biker is trapped under their bike or pinned under a truck or car after being struck from behind, the injuries can be expounded as they are slowly being crushed. This may result in amputation or severe burns.
• Motorcycle crashes are more likely to result in death and dismemberment. If a family member dies in a motorcycle crash due to somebody else’s negligence, family members can file a wrongful death claim.

Why Should I Call A Providence Motorcycle Accident Attorney After A Crash?

Due to the nature of motorcycle accidents, they often involve severe injuries and significant recovery periods. Trying to handle insurance companies and navigate the legal system while you’re trying to recover from your injuries is difficult, and insurance companies often take advantage of this fact by offering smaller settlements than what you’re owed thinking you’ll be grateful to get things over with so you can move on. Having an experienced motorcycle accident attorney on your side will optimize your chances of getting the settlement you deserve. 

If you were in a motorcycle accident, here’s what David Tapalian can do for you:

• Evaluate your case to give you all your options
• Investigate the incident and determine the cause of the accident and who is liable
• Determine fault, which can be tricky when multiple parties are involved and there may be multiple parties who are liable
• Analyze insurance policies to determine what coverage applies
• Collecting evidence to build the strongest claim possible
• Negotiate with insurance companies on your behalf to reach fair settlements 
• If negotiations fail and the insurer does not offer a full settlement, he will litigate the case and advocate on your behalf

Work With An Experienced Providence Motorcycle Accident Attorney Today

Tapalian Law is committed to advocating for injured accident victims in their time of need. David Tapalian has a long track record of success and is known for his aggressive approach to personal injury cases. If you were injured in a motorcycle accident in Rhode Island, call Tapalian Law to consult with a top Providence Motorcycle Accident Attorney today.

How Does Car Accident Compensation Work In Rhode Island?

In Rhode Island, car accident victims file their claims with the other driver’s insurance company. The insurance company evaluates the claims and determines who is at fault. That driver’s insurance pays all claims for damage and injuries. All drivers in Rhode Island are required to carry liability insurance to cover claims in case of a car accident. 

Below are the minimal insurance requirements:

• $25,000 bodily injury liability coverage per person 
• $25,000 property damage per accident
• $50,000 bodily injury liability coverage per accident

Uninsured/underinsured motorist coverage is not mandated in Rhode Island, so if the other driver doesn’t have insurance and you don’t have specific UI/UIM coverage, you may end up paying out of pocket. An experienced auto accident attorney RI residents trust can help you navigate this situation if it is the case.

Why Having A Car Accident Attorney Massachusetts Trusts Is Important

Rhode Island is one of a handful of states with a pure comparative negligence rule. When you get into a car accident in Rhode Island, both drivers may share responsibility for the resulting damages and injuries. Pure comparative fault allows both drivers to recover damages in proportion to the determined degree of fault. A lawyer can help contest the insurance company’s determination of fault and gather evidence to prove liability.

Damages You May Be Entitled To

When filing a personal injury lawsuit, “damages” refers to monetary losses incurred in an accident. These damages are a direct consequence of the car crash. There are two types of damages that may be claimed in a car accident case.

• Economic damages. Objective expenses determined by adjusters through police reports, medical bills, and witness statements such as:
  • Lost income
  • Medical expenses
  • Out-of-pocket expenses
• Non-economic damages. These are intangible losses, such as:
  • Loss of consortium
  • Pain and suffering
  • Emotional distress

Both types of damages are paid for by liability insurance. Victims are allowed to ask for punitive damages in a tort claim if the other driver was unusually reckless or malicious. Punitive damages are awarded by the court rather than the insurer.

How A Rhode Island Car Accident Lawyer Can Help

David Tapalian has helped thousands of car accident victims get the compensation they are legally entitled to. Our firm will diligently pursue the following steps while you focus on your recovery:

• Determine liability through investigation and gathering evidence 
• Work with law enforcement 
• Find expert witnesses
• Handle communications with the parties involved
• If necessary, advocate on your behalf in court

Work With An Auto Accident Attorney RI Residents Trust

A car accident attorney will help you prove liability and damages to get you the compensation you deserve. Contact David Tapalian, a car accident attorney Massachusetts residents trust, for a consultation today.

Motorcycle accidents tend to result in significant injuries due to the lack of barrier between the rider and the outside environment. Moreover, juries tend to be prejudiced against motorcycle riders – even if the accident was caused by another party’s negligence – making it more difficult to recover compensation for your injuries. Here’s how David Tapalian can help.

Motorcycle Accident Leaving You Devastated?

Motorcycle accidents are much more likely than other types of vehicular accidents to result in significant injuries and complex legal problems. Some reasons why you may require a motorcycle accident lawyer include:

• You’ve sustained severe injuries necessitating long-term medical care
• Your injuries will lead to permanent or lasting disabilities, impairing your overall quality of life
• Loss of income due to not being able to work as a result of your injuries
• The insurance companies don’t treat you fairly 
• Claims involving faulty safety gear or motorcycles
• Multi-vehicle crashes involving complex liability issues 

Receiving fair treatment for your injuries is critical for getting back on your feet so that you can resume your life. David Tapalian at Tapalian Law has helped hundreds of motorcycle accident victims recover the compensation they are owed for their pain and suffering. 

How We Help You Get The Compensation You Deserve 

If you’ve been in a motorcycle accident in Rhode Island or Massachusetts, Tapalian Law can help you advocate for your rights. Our firm specializes in motorcycle accidents and personal injury cases and have a proven track record of optimal outcomes with motorcycle accident cases. While you and your family recuperate from the accident, our experienced team will:

• Analyze accident sites
• Gather evidence and collect witness accounts
• Handle all communications with insurance companies to ensure they treat you fairly
• If necessary, we will advocate on your behalf in court
• Evaluate what fair compensation is for your injuries and losses
• If there is a death involved, we will help you manage wrongful death claims while you grieve

Why You Can’t Depend On Insurance 

Rhode Island operates on a comparative negligence law, meaning that even if you are 99% at fault for the accident, you can still get 1% of the settlement. This means proving that proving liability and the percentage of fault becomes paramount. Even if you’re entitled to compensation, the at-fault motorists’s policy limits may restrict your rights to recovery if they lack sufficient coverage to reimburse your anticipated and existing expenses. 

A motorcycle accident lawyer can help you evaluate what you are owed and potentially file a personal injury lawsuit to recover the difference if the at-fault driver’s insurance does not cover all your damages.

Call The Motorcycle Accident Lawyers Rhode Island Trusts 

Rhode Island has a strict statute of limitations for personal injury claims, so if you wait too long, you may lose your chance to get the compensation you deserve. David Tapalian can help. Contact Tapalian Law to consult with motorcycle accident lawyers Rhode Island trusts today.