How a Rhode Island Workers Compensation Attorney Can Maximize Your Claim

Experiencing an injury while working is already a stressful situation. Getting the Rhode Island workers compensation payment shouldn’t add to your stress level. Unfortunately, sometimes employers or insurers may prioritize their bottom line over what is right – and what is legally owed to you – and act in bad faith. Having an experienced Rhode Island Workers Compensation attorney on your side will ensure that you get the compensation you are legally entitled to, allowing you to recuperate in peace.

A Rhode Island Workers Compensation Attorney Explains Workers Comp

Workers compensation (workers’ comp) refers to a type of insurance which offers benefits to employees if they become ill or injured due to their job. This system is designed to expedite payment for workers who suffered workplace-induced injuries or illness so they can pay their medical bills if they must take time off work. Workers’ comp can pay for these associated medical bills or even ongoing care, as well as replace wages for missed work. This is a form of no-fault insurance, which means that when you accept workers comp, you also forfeit your right to sue their employer.

In Rhode Island, most businesses with one or more employees are required to carry workers’ compensation insurance. Exceptions include independent contractors, who are not technically employees and thus cannot collect workers’ compensation benefits. 

How A Rhode Island Workers Compensation Lawyer Can Help

If you are injured or become ill due to your job, you need to report it to your employer. YOur employer is supposed to let the insurance company know and begin the claims process. However, just because they filed, it doesn’t mean you’ll get what you’re owed. Insurance companies are always looking out for their bottom line, and may attempt to lowball you into a much smaller settlement than you are entitled to, or deny your benefits outright without just cause. 

A workers comp lawyer will gather evidence and necessary documents to prove your appeals, making your case seem as strong as possible to get you the settlement you deserve. Although you don’t technically need a lawyer to file, having an experienced workers comp lawyer on your side will help guide you through the process and optimize your chances of getting a fair settlement. 

Some situations when it will be helpful to have an attorney fighting for you include:

• Complex cases – If your case involves complexities, such as disputes over the determination of your disability level or any pre-existing conditions, a lawyer can help.
• Negotiations and settlements – If you have to negotiate, having a lawyer on your side is essential
• Filing for permanent disability – This can be more complicated than temporary disability, as it is much more expensive. A lawyer can help prove your case.
• Employer retaliation – If an employer tries to punish you (cutting hours, termination, etc.) for filing workers compensation, a lawyer can help protect your rights
• Third-party lawsuits – If your injury was the result of another party while you were on the job, an attorney can help you navigate a personal injury lawsuit.

Contact Us Today

Having an experienced Rhode Island Workers Compensation attorney on your side – particularly for more complex workers comp cases – will significantly raise your chances of getting the settlement you deserve for your injuries. Call Tapalian Law to consult with a top Rhode Island Workers Compensation lawyer today!