What A Car Accident Attorney Massachusetts Trusts Can Do For You

Car accidents are traumatic events that can leave the victim overwhelmed. Here’s why having experienced legal representation is the only way you’ll get the full compensation for your injuries.

Handling insurance companies 

Despite the reassuring name, insurance companies are essentially companies looking out for their own bottom line. Anything an insurance company can do to minimize payouts, they will do – including trying to trick victims into admitting partial fault or downplaying serious injuries. Moreover, insurance companies also know that following an accident, many victims are desperate for any sort of assistance, and will throw out quick lowball offers which may not cover the full extent of the victim’s injuries.

As a Car accident attorney Massachusetts residents rely on, David Tapalian and his team will provide claim assistance and negotiate with insurance companies on your behalf, so that you don’t unwittingly give adjusters an excuse to downplay your injuries or undercut your claim.

Evens the playing field

If the other party has an attorney, trying to manage a claim on your own becomes even riskier. An experienced car accident attorney Massachusetts residents trust will know how to defend your claim. Without legal representation you risk being outmaneuvered by the other side.

Evaluating significant or complex injuries

When significant injuries are involved, things can get complicated. Broken bones, spinal injuries, and traumatic brain injuries may mean long-term rehabilitation and treatment, and the victim may not be able to resume life in the same capacity they had before. A car accident attorney Massachusetts residents trust will provide careful case evaluation to make sure the settlement accounts for lost earning potential and future medical needs.

Technical claims and fault disputes

Some accidents may involve multiple factors where determining liability requires expert analysis. As an experienced car accident attorney Massachusetts residents trust, Tapalian Law has a team of accident reconstructionists and medical experts on call to build a case and prove the claim.

How an Injury Lawyer Massachusetts Trusts Helps You

Our firm does much more than just file papers – we actively negotiate, investigate, and advocate on your behalf. Here’s what David Tapalian does for your case:

• Investigate the case by gathering evidence, interviewing witnesses, and analyzing how the evidence builds your case
• Dealing with insurance companies to ensure fair compensation and preventing adjusters from using underhanded tactics to reduce payments while victims focus on recovery
• Accurately assess the full extent of damages, including future medical care, lost wages, and long-term impact on the victim’s quality of life.
• Coordinate expert testimony from medical specialists, accident reconstructionists, and engineers to demonstrate the full impact of injuries and establish liability.
• If a fair settlement cannot be reached, David Tapalian has extensive litigation experience successfully defending the rights of accident victims before a judge or jury.

Call A Car Accident Attorney Massachusetts Residents Rely On

If you were injured in a car accident, don’t leave it to insurance companies to get the compensation you are entitled to – it may never come. Call Tapalian Law to consult with an experienced car accident attorney today.

FAQs

Do I need a lawyer after a car accident?

If you were injured in a car accident, having legal representation is your best chance of getting the full compensation you are legally entitled to for your injuries.

Why shouldn’t I deal with insurance companies on my own?

Insurance adjusters may try to use anything said to them to undercut or deny your claim, which is why having a lawyer handle it is the best way to protect your claim.

Why shouldn’t I take the insurance company’s first offer after an accident?

Insurance companies often try to lowball accident victims without accounting for the full impact of their injuries. An experienced personal injury attorney will evaluate your case and come up with an amount that covers the full extent of immediate and future costs.

How Does Car Accident Compensation Work In Rhode Island?

In Rhode Island, car accident victims file their claims with the other driver’s insurance company. The insurance company evaluates the claims and determines who is at fault. That driver’s insurance pays all claims for damage and injuries. All drivers in Rhode Island are required to carry liability insurance to cover claims in case of a car accident. 

Below are the minimal insurance requirements:

• $25,000 bodily injury liability coverage per person 
• $25,000 property damage per accident
• $50,000 bodily injury liability coverage per accident

Uninsured/underinsured motorist coverage is not mandated in Rhode Island, so if the other driver doesn’t have insurance and you don’t have specific UI/UIM coverage, you may end up paying out of pocket. An experienced auto accident attorney RI residents trust can help you navigate this situation if it is the case.

Why Having A Car Accident Attorney Massachusetts Trusts Is Important

Rhode Island is one of a handful of states with a pure comparative negligence rule. When you get into a car accident in Rhode Island, both drivers may share responsibility for the resulting damages and injuries. Pure comparative fault allows both drivers to recover damages in proportion to the determined degree of fault. A lawyer can help contest the insurance company’s determination of fault and gather evidence to prove liability.

Damages You May Be Entitled To

When filing a personal injury lawsuit, “damages” refers to monetary losses incurred in an accident. These damages are a direct consequence of the car crash. There are two types of damages that may be claimed in a car accident case.

• Economic damages. Objective expenses determined by adjusters through police reports, medical bills, and witness statements such as:
  • Lost income
  • Medical expenses
  • Out-of-pocket expenses
• Non-economic damages. These are intangible losses, such as:
  • Loss of consortium
  • Pain and suffering
  • Emotional distress

Both types of damages are paid for by liability insurance. Victims are allowed to ask for punitive damages in a tort claim if the other driver was unusually reckless or malicious. Punitive damages are awarded by the court rather than the insurer.

How A Rhode Island Car Accident Lawyer Can Help

David Tapalian has helped thousands of car accident victims get the compensation they are legally entitled to. Our firm will diligently pursue the following steps while you focus on your recovery:

• Determine liability through investigation and gathering evidence 
• Work with law enforcement 
• Find expert witnesses
• Handle communications with the parties involved
• If necessary, advocate on your behalf in court

Work With An Auto Accident Attorney RI Residents Trust

A car accident attorney will help you prove liability and damages to get you the compensation you deserve. Contact David Tapalian, a car accident attorney Massachusetts residents trust, for a consultation today.

In this blog, we’ll break down the key types of evidence you’ll need for a successful Massachusetts car accident claim. Remember, consulting with an experienced car accident attorney in Massachusetts like David Tapalian can make all the difference in organizing and presenting this evidence effectively.

Why Evidence Matters in Massachusetts Car Accident Claims

Massachusetts follows a no-fault insurance system for personal injury protection (PIP) benefits, but if your injuries meet certain thresholds—such as medical bills exceeding $2,000 or permanent disfigurement—you may pursue a claim against the at-fault driver. Strong evidence is crucial to establish fault, link the accident to your injuries, and counter any disputes from insurance adjusters. Without it, your claim could be undervalued or denied altogether.

David Tapalian, founder of Tapalian Law, advises clients to act quickly: “Time is of the essence after an accident. Evidence can fade, witnesses’ memories can blur, and crucial details can be lost. As your car accident attorney in Massachusetts, I’ll guide you through collecting what you need to build an airtight case.”

Essential Evidence for Your Claim

Here are the most critical pieces of evidence to gather, as recommended by legal expert David Tapalian:

1. Photographs of the Accident Scene

Visual documentation is one of the strongest forms of evidence. Take clear photos from multiple angles of:

• Vehicle damage (yours and others involved)
• Skid marks, debris, or road conditions
• Traffic signs, signals, and weather conditions at the time
• Your injuries, if visible

These images provide a wholesome picture of the scene and can help reconstruct the accident. David Tapalian often uses such photos in negotiations to illustrate how the crash occurred and who was at fault.

2. Police Reports

Always call the police after an accident in Massachusetts—it’s required if there’s injury, death, or property damage over $1,000. The official police report includes:

• Observations from responding officers
• Details on citations issued (e.g., for speeding or distracted driving)
• Contact information for all parties and witnesses

Police reports carry significant weight with insurance companies and courts. As a seasoned car accident attorney in Massachusetts, we review these reports meticulously to identify strengths in your case.

3. Witness Statements

Bystanders who saw the accident can provide unbiased accounts that clarify what happened, especially if stories differ between drivers. Collect:

• Names, phone numbers, and email addresses of witnesses
• Written or recorded statements describing the sequence of events

These can be invaluable in proving liability. Tapalian Law knows how to track down witnesses and secure their testimony to enhance your claim.

4. Video Footage

Surveillance can offer objective proof of the incident. Sources include:

• Traffic cameras or red-light cameras
• Dashcam footage from your vehicle or others
• Security cameras from nearby businesses or homes

Video evidence is particularly powerful when fault is contested. We recommend checking for available footage immediately, as it may be overwritten after a short period.

5. Physical Items and Medical Records

Don’t overlook tangible evidence like:

• Damaged clothing, personal belongings, or vehicle parts
• Medical records detailing your injuries, treatments, and prognosis
• Bills for repairs, medical care, and lost wages

These items substantiate claims about how injuries occurred and the financial impact. In Massachusetts, where comparative negligence rules apply (reducing compensation if you’re partially at fault), this evidence helps demonstrate the full extent of your damages.

How Tapalian Law Can Help

Gathering evidence while recovering from a car accident can be daunting, but you don’t have to do it alone. David Tapalian and the team at Tapalian Law have years of experience as car accident attorneys in Massachusetts, serving clients from our Rhode Island base. We’ll investigate your case, collect evidence, negotiate with insurers, and, if necessary, represent you in court to ensure you receive the compensation you deserve.

If you’ve been in a Massachusetts car accident, contact Tapalian Law today for a free consultation. Fill our contact form or call us to speak directly with David Tapalian. Remember, the right evidence—and the right attorney—can turn the tide in your favor.

What To Know About Massachusetts Accident Reporting Requirements

The requirements for reporting motor vehicle accidents in Massachusetts are outlined in M.G.L. Chapter 90, Section 26:

• Motorists must report an accident to the Registry of Motor Vehicles within 5 days
• An accident report may be submitted by the vehicle owner if the operator is incapacitated
• Reports are mandatory for any accident resulting in death, injury, or over $1,000 in property damage
• A copy of the Motor Vehicle Crash Operator report needs to be given to the local law enforcement
• Failing to report an accident comes with penalties
• Law enforcement is required to accept crash reports related to hit-and-run accidents, even if the damage totals less than $1,000

How Fault Is Determined In Massachusetts Car Accidents

Massachusetts is a no-fault state, meaning that lost wages and initial medical bills are covered by your own insurance regardless of who is at fault. In certain situations, however, you may be able to file a civil lawsuit. In such a case, courts and insurance companies assign each driver a percentage of fault after evaluating evidence such as photos, accident reports, state laws, and witness statements. 

Massachusetts follows modified comparative negligence in civil lawsuits. In order to receive damages for pain and suffering, you must prove that you were less than 51% responsible for the accident. 

How Insurance Coverage Works In A MA Car Accident

As Massachusetts is a no-fault state, multiple layers of coverage may be involved. Here are the different types of coverage that may be involved:

1. Personal Injury Protection (PIP)

PIP is the first type of insurance that is supposed to cover medical bills and lost wages, no matter who is liable. PIP insurance in Massachusetts pays up to $8,000 in total benefits, including $2,000 for initial medical bills up the threshold for severe injury, after which PIP may still be used for co-pays and out-of-pocket expenses.

2. Other Coverage

Below are four types of mandatory auto insurance in MA, along with optional coverage:

• PIP
• Bodily Injury to Others
• Property Damage liability
• Bodily Injury Caused by Uninsured Auto
• Optional collision coverage

Key Massachusetts Car Accident Facts To Know

• You have 5 days to submit an official accident report if there is property damage or injuries involved
• Liability in Massachusetts is determined by specific standards of fault
• Having a car accident attorney Massachusetts residents trust on your side is your best bet when dealing with insurance companies
• You may not be able to collect compensation from the other drive if you’re more than 50% at fault for the accident

A Car Accident Attorney Massachusetts Residents Trust Can Help

If you were involved in a car accident, having an experienced car accident attorney on your side can help you get the full compensation you are owed for your injuries. Tapalian Law is a top car accident firm representing victims in Rhode Island and Massachusetts. Call Tapalian Law for a free initial consultation today.

A Car Accident Attorney Massachusetts Trusts Discusses The Value Of Your Case

When a trustworthy car accident attorney is determining the value of your case, they assess a wide range of factors. Firstly, the biggest driver of what the case is worth is going to be the extent of your injuries. For many of our larger cases, the biggest hurdle is making sure that there is enough insurance coverage available. How much your case may be worth also depends on the medical expenses involved. Medical expenses are often the biggest cost for personal injury cases; here in America, hospital and emergency room bills and physician’s bills stack up fast. However, medical expenses don’t just include immediate treatment, but also any costs associated with ongoing treatment, such as necessary medications, physical therapy, follow-up appointments, potential surgeries, and treatment for lifelong conditions that may be the lasting repercussions of your injuries. 

The second factor is pain and suffering costs. Although pain and suffering costs are usually the most difficult to quantify, the victim is usually entitled to some compensation. Moreover, you may have to also take time off from work due to your injuries, and sometimes your injuries may impact the amount you earn in the future and your ability to return to work. Victims who are injured and unable to work for a period of time may be entitled to lost wages during that time off work for their injuries. Finally, a number of other factors such as the costs of property damage may impact the value of a case. 

The True Value Of Your Personal Injury Case

One of the most difficult things we see many of our clients deal with is their own unrealistic expectations about how much their case is worth. Though some cases may be worth millions, others are completely worthless. Many people have trouble grasping this concept because no amount of money can ever make up for the trauma and harm they’ve experienced. Although money is never enough to get you over a traumatic injury, it can help you pay for necessary therapies and help make up for costs incurred. That’s the best we can do.

Contact Us Today

As a car accident attorney Massachusetts residents trust, Tapalian law will put our absolute best into getting you the compensation that will help ease your financial burdens while you recover. We are dedicated to helping our clients get back on their feet and will always be 100% honest with you about the value of your case. We will put our noses to the grindstone getting you the most money possible, but we will also let you know if your expectations are unrealistic. Call Taplian Law for a consultation today.

A Car Accident Attorney Massachusetts Trusts Explains Insurance

Under Massachusetts law, every driver is required to carry a minimum amount of auto insurance. The four legally required types of insurance are:

• Personal injury protection (PIP) 
• Bodily injury to others
• Bodily injury caused by an uninsured auto
• Damage to another person’s property

However, when major accidents involving significant injuries and property damage occur, the insurance minimums don’t go far. Under the no-fault system, after an accident, injured parties typically file first with their own PIP insurance company. If their PIP insurance is not enough to cover their injuries, then they may need to file with the insurance company of the at-fault driver.

First-Party Claims

A first-party claim refers to the claim filed with one’s own insurance company. This typically covers:

• Medical expenses
• Funeral expenses
• Lost wages
• Underinsured motorist coverage
• Property damage

Depending on the situation, if the injured party was technically on the job at the time of the accident, workers’ compensation insurance may also be involved.

Third-Party Claims

A third-party claim is when the insured person files against the insurance policy of an at-fault party. This may cover:

• Lost wages
• Medical expenses
• Property damage
• Funeral expenses
• Pain and suffering
• Property damage
• Loss of consortium
• Mental anguish

Insurance companies value their own bottom line above all, which means that it can be difficult to reach a fair settlement agreement – particularly when there are a lot of damages involved. Most people don’t have years of training in personal injury law, and navigating the claims process can be extremely frustrating. Our firm obtains results for our clients through preparation and persistence. We collect the necessary evidence and know what offers are fair and which ones are unjust lowballs. 

We Help You Negotiate

After the accident, your insurance company will assign a claims adjustor to the case. The adjuster works for the insurance company and their bottom line, so their job is to pay you the least amount they can get away with. When you’re still reeling from the trauma of an accident, it’s easy to get confused and take the first offer just to get things over with, even if it’s only a fraction of what you deserve. An experienced personal injury attorney will evaluate your case, help you understand what is fairly owed, and take steps to collect evidence to prove it so you get an optimal settlement. 

Contact Us Today

Insurance companies are supposed to protect their clients in case of accidents by covering damages incurred. After all, you pay your premiums faithfully! Unfortunately, this is not always the case. If you or somebody you love was recently injured in an accident, having an experienced car accident attorney on your side is your best bet for getting a fair settlement. Call Tapalian Law to consult with a car accident attorney Massachusetts trusts today.

You’re in shock, you may be in pain, and you likely feel disoriented and overwhelmed. Don’t let momentary confusion cost you money and time down the line – Any decisions you make now can significantly impact the next legal steps in your case, so it’s important to know what to do. If your injuries are significant, having an experienced car accident attorney on your side will help you get the compensation you deserve so you can focus on recuperating for your injuries. 

How A Car Accident Attorney Massachusetts Residents Trust Can Help

Trying to handle your case on your own without proper legal representation can end up costing you the settlement you deserve. First of all, you probably already have your hands full dealing with your injuries and trying to figure out who you’re going to take time off work and pay for damages to your car. Throughout all of this, you need to deal with the filing – you’ll have to follow a specific process, observe strict deadlines, and complete extensive paperwork. Most people don’t know the maximum compensation they deserve, and you may accept the first settlement offer they give you just to get it over with, even if it’s not enough for your expenses.

Tapalian Law has access to a wide range of resources and has helped hundreds of car accident victims get the compensation they deserve. We will investigate your case, determine its proper monetary value, and fight hard to ensure you get the compensation you are legally entitled to. Insurance companies are not in this game out of the goodness of their hearts; on the contrary, insurers have teams of lawyers on retainer so they can pay out the least amount they can get away with. 

We Investigate The Case So You Can Recover

Our firm will investigate the crash thoroughly, gathering evidence and reconstructing the accident scene to prove who was at fault. We will also make sure all paperwork is filed correctly and in a timely manner so everything falls within the statute of limitations and there are no delays in your case. If the insurance company pushes back, we will have evidence to prove the accident’s impact on your life so you get the compensation you deserve. Some types of evidence we may gather include:

• Police reports
• Accident scene evidence and photos
• Video surveillance or security camera footage
• Statements from witnesses at the scene
• Medical records and documentation of your injuries
• Chemical test results, cell phone records, and other evidence against the at-fault driver 
• Auto insurance policy information
• Damage estimates for all vehicles

Contact Us Today

At Tapalian Law, we understand how important it is for car accident victims to get the compensation they are legally entitled to. Call Tapalian Law for an experienced car accident attorney Massachusetts residents trust today.

How To Choose A Car Accident Lawyer Rhode Island Communities Can Trust

1. The lawyer has extensive experience handling car accident cases

Just because an accident lawyer is well regarded for certain kinds of cases, it doesn’t necessarily mean they have experience dealing with car accidents. Personal injury lawyers often specialize in specific types of accidents, so make sure to choose a personal injury lawyer with a long and successful track record handling your type of car accident case. This means that the lawyer shouldn’t just be well versed in car accidents, but also the specific type of auto accident case you’re involved in. For example, if your car crash involves a motorcycle, you should go with an attorney who is experienced in dealing with motorcycle crashes. The same goes with commercial trucks, rollover accidents, accidents involving faulty roads, etc.

2. The law firm is well established 

Pursuing a car accident claim can be time-consuming and costly. You should choose a car accident lawyer who has plenty of resources to take on your caseload. The firm needs to have adequate staff to work on your case, and be able to afford expert witnesses such as accident reconstructionists, medical experts, and financial experts. Expert witnesses are often integral to proving fault, causation, and damages, and the firm needs to initially cover the costs until they win your case. 

3. An open line of communication

Good communication is the bedrock of a successful attorney-client relationship. When you meet with an attorney for the initial consultation, the lawyer should listen to you carefully and ask plenty of questions to understand your case. The lawyer should also answer any questions you ask in a clear, in-depth manner so that you can fully understand your options. 

4. Good client and peer reviews

Online client reviews say a great deal about a firm. However, keep in mind that some clients may be frustrated that they did not get the result they thought they should, even though there wasn’t any other possible outcome. Always look for reviews with rational statements and specific facts rather than emotional outbursts. 

Peer reviews by other attorneys are also extremely helpful in getting a sense of how an attorney operates. If you already know an attorney in another legal field, ask them for referrals. Of course, you should always make sure the attorney you’re considering is licensed to practice law in your state and doesn’t have any disciplinary actions or complaints filed against them with the state bar association.

Contact Us Today

Choosing the right lawyer for your car accident case is essential to having a successful outcome. Call Tapalian Law for a consultation with a car accident lawyer Rhode Island trusts today.

How A Car Crash Lawyer Rhode Island Trusts Helps With Settlement Negotiations

Victims of accidents typically hire attorneys to have an experienced individual negotiating on their behalf. A good attorney will certainly do that – but hammering out settlements is far from being all they do. In negligence cases, attorneys do some of their most critical work long before insurance company negotiations begin. Preparation is key, and an experienced attorney will get ready for settlement negotiations by:

• Investigating the scene of the accident
• Gathering evidence
• Speaking with experts
• Performing due diligence to understand what kind of insurance company they’re dealing with

How They Navigate The Negotiating Process

The settlement negotiation process is typically initiated when an accident victim or their attorney sends a demand letter to the at-fault party (or their insurance company). This letter sets the baseline for how settlement negotiations will start, so an attorney will typically request the insurance policy’s maximum limit. Since insurance companies are aware of how desperately many accident victims need money for their medical bills and lost wages, the insurance company may take weeks or even months to respond. If they respond quickly, it typically comes with specific demands. Experienced lawyers will anticipate these demands and spot any bad faith items.

Strengthening Negotiations With Evidence

Settlement negotiations are taken by insurance companies much more seriously when supported by solid evidence. Insurance companies often will come up with their own evidence to justify lowball offers. For example, if you had any preexisting medical conditions when being injured in a car accident, the insurer may claim that the injuries were tied to your preexisting condition and that your demands for compensation are too high. An experienced personal injury attorney should anticipate this move and enter negotiations with countering evidence from experts. 

Securing The Best Settlement For You

A personal injury attorney with a reputation for winning often can secure generous settlement offers simply by threatening to file lawsuits against the insurance company. Most insurance companies would prefer to negotiate with a professional rather than enter an unpredictable, expensive litigation process. Having a well-established personal injury attorney on your side negotiating your settlement will make all the difference.

Contact Us Today

When you have a car crash lawyer Rhode Island residents trust negotiating on your behalf, insurance companies are much more likely to give you the compensation for your injuries that you deserve. If you or somebody you love was recently injured in a car accident, call Tapalian Law to schedule a consultation with a top Rhode Island car accident attorney today.

Steps To Take After An Auto Accident

Understanding what to do immediately after an auto accident can be an essential part of protecting your right to fair compensation. Here’s what you should do if you get into a car accident in Rhode Island:

1. Call the police: Drivers are required under Rhode Island law to report any accident involving substantial property damage, death, or bodily injury
2. Immediately seek medical attention: Even if you don’t think you’ve been seriously injured, it’s key to seek immediate medical attention because certain injuries may not become apparent for hours or even days after the accident. Moreover, a physician’s evaluation of your injuries immediately after the accident will help prove that your injuries were incurred as a result of the accident and not in the time after.
3. Gathering evidence: Take photos and videos of the accident, your injuries, and the damage to all parties involved as well as the condition that may have resulted in your accident.
4. Talk to eyewitnesses: If there were any bystanders, immediately get their full name and contact information in case you need eyewitness testimony – which can be extremely important when filing a personal injury claim.

What Damages Can I Pursue In A Rhode Island Auto Accident Claim?

Depending on the specific situation, you may be able to pursue damages for your present, past, and future medical bills. Other types of damages you may be entitled to include:

• Lost income from work
• Reconstructive surgery
• Physical rehabilitation
• Emotional pain and suffering
• Disability
• Disfigurement
• Wrongful death

Legal representation is key when calculating damages in order to assess your future needs and the true scope of the impact this accident could have on you. In Rhode Island, damages are not limited in the case of most personal injury plaintiffs. However, if you wait to long to file, your case could be automatically dismissed and you will lose any opportunity to get the compensation you may be legally entitled to as well as the justice you deserve.

Contact Us Today

If you’ve sustained significant injuries in a Rhode Island auto accident, acting in a timely manner is essential in order to seek compensation for the damages incurred. Having an experienced auto accident lawyer on your side will help you get the optimal outcome for your case – remember that insurance companies have whole teams of lawyers on retainer specifically to pay out the least amount they can get away with. Call Tapalian Law to consult with a top Rhode Island auto accident attorney today.

Defining The Statute Of Limitations

A law requiring a civil or criminal case to be initiated within a specific time frame is known as a statute of limitation. For example, if you get into a car accident and decide to take the case to court, you will need to file a civil lawsuit known as a “tort claim” to recover compensation for the losses that the defendant incurred. You’ll have to file your case within the statute of limitation pertinent to this specific type of case. If you don’t, the court will not allow the case to proceed and you are dead on the ground. For most torts, the clock starts ticking on the day the civil wrong in question was committed. In certain cases, the time begins to run after the wrongdoing is discovered, or “should have” been discovered.

The Reason We Have A Statute of Limitations

The statute of limitations was instituted to ensure that claims can be resolved in a timely way. It can be unfair or inappropriate to force someone to live with the constant threat of legal action hanging over their head due to incidents that occurred decades ago that haven’t been resolved. While certain kinds of criminal cases like murder are the exception to the rule, they don’t apply to tort claims. Moreover, a statute of limitations also ensures a standard of fairness in the way claims are tried. As time passes, witnesses may forget what actually happened, evidence is lost, and the scene of the accident may physically change enough to make it difficult to determine how the accident occurred. 

Rhode Island Statute Of Limitations

The statute of limitations varies from state to state, depending on whether the claim is for property damage or circumstance. Rhode Island imposes a three-year statute of limitations for personal injury, product liability, and professional malpractice (including medical). For injury to personal property, the statute of limitations is ten years. 

Some exceptions to the statute of limitations as pertaining to car accident victims include:

• When a government entity is responsible for the accident, special rules such as a shortened statute of limitations may apply
• When a victim makes a claim under Dram Shop Laws, there may be a shorter statute of limitations

Contact Us Today

If you get into a car accident, you may not be able to think about things like filing claims on time. Focus on your physical and mental recovery – leave the paperwork to us. Call Tapalian Law to consult with an experienced car accident lawyer today.

Though a significant expense, the cost of auto insurance is one that a driver needs to responsibly account for when choosing to get behind the wheel; and a reprieve on insurance premiums shouldn’t be expected anytime soon either. The Bureau of Labor Statistics released data last week showing auto insurance costs are rising at the fastest rate in the past 47 years. Car insurance costs for March were 22.2% higher than they were a year ago and increased 20.6% over February, resulting in the largest gain since 1976.

Reasons Car Insurance Rates Are Increasing

A multitude of factors contribute to rising premiums, but these current increases can primarily be attributed to a rise in motor vehicle accidents, the severity of injuries in these crashes, and geographical factors. Robert Sinclair, a spokesperson for AAA cited “the number of crashes, injuries, and fatalities are up, and inflation has made the cost of repairs more expensive”. He noted that risky driving behavior like speeding, recklessly driving through intersections, lack of seat belt use, and intoxicated driver arrests were close to historic high numbers.

How Accidents Effect Auto Insurance Costs

When an insured person is involved in a serious car crash, correspondingly more extensive damages and bodily injuries result, and therefore higher expenditures for the insurance companies. For example, in a minor fender bender, the insurance company may only need to shell out enough money to cover the cost of minor repairs for the damaged vehicle. However, in a severe auto accident, the insurance company will not only pay for more complex property damages but may also need to cover the cost of victim’s hospital stays, medical bills, surgeries, physical therapy, and future needs. If multiple victims are involved, these costs can rise exponentially which any Rhode Island car accident attorney can easily attest to. Clearly, a serious collision is much more costly to the insurance company than a small fender bender! When the number of severe crashes outweighs the small crashes, costs correspondingly go up. These costs are then passed on to customers in the form of increased insurance premiums.

What Happens if I’m Hit by a Driver with No Car Insurance?

For those who have the misfortune to be hurt in a car accident caused by an uninsured motorist in Rhode Island, it can be very scary to find out the person responsible for your injuries made the negligent choice of failing to purchase auto insurance coverage. It can be equally distressing if you’ve been hurt by an underinsured motorist and find out their auto coverage is insufficient to cover your injuries and property damages. Where does that leave you?

As an innocent victim, you should not be left stranded because of someone else’s reckless actions. If the driver responsible for your accident is determined to be uninsured, or underinsured, there are a number of ways a Rhode Island car accident lawyer can help you. Attorney David Tapalian has helped clients seek compensation when they’ve been hurt by an uninsured, or under-insured, driver by filing an uninsured or under-insured motorist claim in Rhode Island. By exploring these options, David has helped countless clients receive money to cover the bodily injury and property damage they incurred when hit by a negligent motorist.

Call Tapalian Law if You’ve Been Hurt

To get help with your uninsured, or underinsured, motorist claim, contact an experienced Rhode Island car accident attorney at Tapalian Law. We will listen to the details of your situation and discuss what methods are best suited to get you maximum compensation for your losses. Attorney Tapalian and his skilled legal team are available 24/7 to answer your calls, questions, and concerns. We understand getting hurt unexpectedly in an accident is very stressful and you have a million questions. We offer a free consultation where our legal team will help you determine exactly what steps to take next. Contact us online for a free consultation or call 401-552-5000 to speak with a Rhode Island car accident lawyer today.

What is a Police Accident Report?

When a car accident occurs and a police officer is called to the scene of the crash, an electronic report form usually must be filed by the officer with the Rhode Island DMV within two weeks. This report details what the officer saw at the scene of the accident, statements from the drivers involved, and (depending on the case) their personal assessment of which party(s) were at fault. If the accident resulted in any physical injuries or property damage valued above $1,000, officers are required to submit an accident report. Regardless of the severity, you should always call the police after an accident in order for them to assess the scene. There are times, however, where the police may not respond in a timely manner. For example, they may be involved in a serious matter that is deemed unsafe to leave. Under certain conditions, all the drivers involved must file their own accident reports with the DMV within a 21-day period. If any injuries or property damage valued at over $1,000 were sustained, drivers are required to self-report.

After the officer and/or parties involved file a report, the state government puts it into a database so that it may be accessed later if necessary. Your Rhode Island car accident attorney will be able to access your police report online or request a physical copy. The information from a report may also be used when compiling car accident statistics or data for policy changes and decisions down the line.

Breaking Down an Accident Report

Here are the elements that an accident report typically consists of:

• The specific location and time of the accident, with the location stated to the nearest intersection. If the accident didn’t happen at an intersection, the officer will record the distance (in feet) and direction to the closest intersection.
• Identifying information for all vehicles involved in the accident, including:
  • Drivers’ names, license numbers, contact information
  • License plate numbers
  • Insurance information
  • The direction in which each vehicle was headed prior to the collision
• Any injuries and property damage; if there was any damage to one or multiple vehicle(s), an estimate of the repairs may be recorded. If there were any injuries or fatalities, the reporter should detail injuries and basic medical details
• A description of the circumstances of the accident that answers questions like:
  • How the drivers were traveling prior to the accident
  • If any traffic violations were observed
  • The people and vehicles involved, including cyclists, pedestrians, or parked cars
  • Any resulting damage or injuries
  • Site of impact on each vehicle
  • Any resulting damage
• Reporters may need to include third-party documentation or supplementary forms depending on the type of accident that occurred, which may include:
  • Estimates for repairing or replacing non-vehicular property
  • Documents for vehicle damage like repair estimates
  • Documentation from an employer estimating lost wages for the injured party
  • Copies of bills or medical documentation for injuries incurred

You will want to obtain a copy of the traffic accident report filed by the police for your own records. This will also be one of the first documents your Rhode Island car accident lawyer reviews when determining your eligibility to file a personal injury claim for damages.

Contact Tapalian Law Today

As soon as safely possible after your auto accident, contact a car accident attorney in Rhode Island who will help you collect evidence such as the police report, medical records, and assist with getting the optimal result for your claim. At Tapalian Law, Attorney David Tapalian and his skilled personal injury team will work tirelessly to ensure you are treated fairly and receive the maximum compensation that you deserve for your injuries. If you or somebody you love was involved in a car accident, call Tapalian Law at 401-552-5000 for a free consultation with a top Rhode Island car accident attorney today.

Who Is At Fault In A Crosswalk?

Under Rhode Island Law, pedestrians DO have the right of way within crosswalks – but ONLY if there are no traffic control signals, or if the traffic lights are not on. In every other instance, pedestrians must follow all signs and traffic signals when they are crossing the crosswalk. This means that pedestrians cannot all of a sudden decide to jump out into traffic at a point in the road where a motorists doesn’t have the ability to yield to them in a reasonable manner. Pedestrians are required to cross the street using a marked crosswalk and according to traffic lights whenever and wherever they are working. Pedestrians may cross the street somewhere other than an intersection or crosswalk, but under these circumstances they don’t have the right of way and are required to yield to motorists. If they do not, then they may be found partially to be at fault for an accident.

How Due Care Works 

Most people are aware of the concept of due care with motorists, especially if there are pedestrians on the same road. Motorists must be aware at all times of pedestrians who are intoxicated or children playing on the road and pay special attention, since these types of people may not be careful on the road. If they spot these kinds of pedestrians, it is recommended for the motorist to honk at them to get their attention and avoid hitting the pedestrian. However, pedestrians are also required to exercise due care. If they are not paying attention to their surroundings, intoxicated, jaywalking, or ignoring traffic signs and signals, they may be deemed to be partially at-fault if a motorist strikes them.

Determining Liability In Accidents Involving Pedestrians And Motorists

Pedestrians who were not exercising due care at a crosswalk are not necessarily totally out of luck. A pedestrian being found partially at fault for a collision doesn’t necessarily mean that the motorist can get off scot-free. Rhode Island is a pure comparative negligence state, meaning that the plaintiff in an auto-pedestrian crash case may be able to still recover damages after the percentage of their fault is subtracted. If a pedestrian was found to be 20% at fault for a motorist-pedestrian crash, for example, they may recover 80% of the damages the court awards them. Even if the pedestrian was found to be 90% at fault, there is still the 5% of the damages awarded they can recover. 

Contact Us Today

Pedestrians may be found partially at-fault for crashes, but they may still recover damages depending on the percentage they are at fault. If you or somebody you love was involved in a pedestrian crash, call Tapalian Law to consult with a Rhode Island personal injury attorney today.

What A Police Accident Report Is

When a car accident occurs and a police officer is called to the scene of the accident, they usually must file an electronic report form with the Rhode Island DMV within two weeks. This report details what the officer saw at the scene of the accident, statements from the drivers involved, and (depending on the case) their personal assessment of which party(s) were at fault. If the accident resulted in any physical injuries or property damage valued above $1,000, officers are required to submit an accident report. You should always call the police after an accident in order for them to assess the scene, but there are times where the police may not respond in a timely manner. Under certain conditions, all the drivers involved must file their own accident reports with the DMV within a 21 day period. If any injuries or property damage valued at over $1,000 were sustained, drivers are required to self-report. 

After the officer and/or parties involved file a report, the state government puts it into a database so that it may be accessed later if necessary. The information from a report may also be used when compiling car accident statistics or data for policy changes and decisions down the line.

Breaking Down An Accident Report

Here are the elements that an accident report typically consists of:

• The specific location and time of the accident, with the location stated to the nearest intersection. If the accident didn’t happen at an intersection, the officer needs to record the distance (in feet) and direction to the closest intersection.
• Identifying information for all vehicles involved in the accident, including:
  • Drivers’ names, license numbers, contact information
  • License plate numbers
  • Insurance information
  • The direction in which each vehicle was headed before the accident
• Any injuries and property damage; if there was any damage to one or multiple vehicle(s), an estimate of the repairs would be recorded. If there were any injuries or fatalities, the reporter should detail injuries and basic medical details 
• A description of the circumstances of the accident that answers questions like:
  • How the drivers were traveling prior to the accident
  • If any traffic violations were observed
  • The people and vehicles involved, including cyclists, pedestrians, or parked cars
  • Any resulting damage or injuries
  • Site of impact on each vehicle
  • Any resulting damage 
• Reporters may need to include third-party documentation or supplementary forms depending on the type of accident that occurred, which may include:
  • Estimates for repairing or replacing non-vehicular property
  • Documents for vehicle damage like repair estimates
  • Documentation from an employer estimating lost wages for the injured party
  • Copies of bills or medical documentation for injuries incurred

Contact Us Today

A car accident attorney can help you collect evidence such as the police report and assist with getting the optimal result for your claim. If you or somebody you love was involved in a car accident, call Tapalian Law for a free consultation with a top Rhode Island car accident attorney today.

Top Reasons Car Accidents Happen

While there are many different reasons auto accidents happen, it’s essential to know how and why the most common ones happen so that you are able to optimize your safety while navigating the road.

• Distractions: It goes without saying, drivers are distracted! Phones are frequently to blame but distracted driving can include anything from fiddling with the GPS, eating, applying makeup, to texting or talking with passengers. No matter what, it’s essential as a motorist to keep your eyes on the road and be aware of your surroundings whenever you’re behind the wheel. Many drivers think they are able to multitask while driving but it’s been shown time and again that our brains do not successfully perform multiple functions at the same time at the same level, hence the high number of crashes caused by distracted drivers in Rhode Island and throughout the country.

• Driving while intoxicated: Of the 63 car accident fatalities in the Ocean State in 2021, approximately 1/3 were a result of drunk driving. Tragically, too many fatal accidents are caused by a totally preventable cause- impaired drivers. Alcohol is a big culprit, but drugs, whether illegal or prescription, contribute to impaired driving accidents as well. If you’re going to be drinking alcohol or taking any other substance, including prescription drugs, that may impair your fine motor skills and ability to drive, it’s imperative to plan ahead. Use a ride share service like Uber or a cab for safe transportation, or have a trusted designated driver so that you don’t get behind the wheel and put yourself, your passengers, and others on the road in danger. If you or a loved one have been hurt in an accident caused by a drunk driver, an experienced Rhode Island car accident attorney can help you file a personal injury claim to seek money for your injuries and damages.

• Speeding: Another top reason for crashes is fairly obvious- speeding. Due to the high impact of a speeding collision, fatalities are more common in these types of accidents. At a high speed, a driver has much less time to react to a hazard and a vehicle cannot stop as quickly as one operating at a slower speed. Even when in a rush, it’s critical for motor vehicle operators to put safety first and maintain a safe driving speed and remain in control of their vehicle.

• Road rage: Another easily preventable cause of car accidents, conflict and confrontation between angry drivers contributes to fender benders. If you are confronted by one of these irate drivers, remain calm and in control and don’t engage with an aggressive driver. A minor road mishap can easily escalate into dangerous actions by an aggressive motorist like cutting off other drivers, tailgating, and speeding.

• Road conditions and weather: If you must commute during adverse weather conditions, like heavy rain, snow, or sleet, plan accordingly by allotting extra time and adjust your driving speed slower to account for poor visibility and slippery road conditions. Construction, road work, potholes, and road defects, are some of the everyday conditions to be aware of while driving as well and its critical for drivers to adjust their speed for everyone’s safety.

Contact A Rhode Island Car Accident Lawyer After a Collision

If you’ve been hurt in a car crash caused by a negligent driver, seek medical attention immediately and then contact an experienced attorney in Rhode Island or Massachusetts to determine your legal rights. Attorney David Tapalian has over two decades of personal injury practice in RI, MA, and FL, and has helped hundreds of clients successfully win compensation for their injuries caused in a car accident, motorcycle crash, truck collision, or other type of collision. Contact Attorney David Tapalian today at 401-552-5000 to review the details of your accident and discuss your legal options or book your free consultation online.

Top Reasons Car Accidents Happen

While there are many different reasons auto accidents happen, it’s essential to know how and why it does happen so that you are able to optimize your safety while navigating the road. 

• Distractions, distractions, distractions: A major reason why car accidents occur is that the drivers involved were distracted. Distracted driving includes anything from fiddling with the GPS to texting to talking with passengers. No matter what, it’s essential to never take your eyes off the road and be aware of your surroundings whenever you’re behind the wheel. Distracted driving typically results in fatal crashes due to the fact that drivers think that they are able to multitask while driving rather than keeping their focus on the road. 
• Driving while intoxicated: Fatal accidents are often caused by a totally preventable reason- intoxicated drivers. Unfortunately, every year, drunk driving accidents take thousands of lives, adding to the sad body count of deaths that have resulted from intoxicated drivers. If you’re going to be drinking or taking any other substance that may impair your fine motor skills and ability to drive, you should always plan ahead and take a cab/Uber or have a designated driver so that you don’t get behind the wheel yourself. By getting behind the wheel after you’ve been drinking, you can put yourself, your passengers, and anybody you come into contact with on the road in danger. 
• Driving over the speed limit: Another top reason car accidents happen is fairly obvious- speeding. Even if you’re in a rush, always drive at the posted speed limit and stay safe and in control. Fatal crashes often happen due to speeding since drivers simply have much less time to react to hazards that pop up on the road.
• Road rage: Road rage is another easily preventable common cause of car accidents. It’s essential to always remain calm and in control when you’re behind the wheel. Don’t engage with an aggressive driver, as it can easily escalate into things such as cutting off other drivers, tailgating, and speeding.
• Road conditions and weather: Be aware of road conditions and weather, and make sure to plan your drive accordingly. Potholes, construction works, and other road conditions are also important to keep in mind while driving. 

Contact Us Today

While there are many causes of car accidents, it’s important to be aware of these main reasons when on the road. If you were involved in a recent car accident, call Tapalian Law to learn more about your legal options from a car accident lawyer today.

Earlier that morning, fire and rescue divers recovered the body of a 21-year-old man from Grafton, MA, whose vehicle was found submerged in water. This fatal crash occurred at the intersection of Central Avenue and Menauhant Road, two roads that lead to the ocean. Where these roads end, drivers must make a stop and turn either left or right. Located about 100 feet ahead is the ocean. Possibly missing this stop sign, and speed, are potential factors being investigated in this recent tragedy. As a car accident lawyer helping victims in Falmouth and throughout Massachusetts and Rhode Island, Attorney David Tapalian has great empathy for those affected by these heartbreaking deaths and the sad impact they have on the Cape Cod town.

Past History of Accidents at Same Intersection

Five serious motor vehicle accidents have occurred at the Central Ave/Menauhant Road intersection since 2017, according to the Cape Cod Times. In each case, the vehicles left the road; one caught on fire, one was a rollover, and another resulted in a driver cited for driving under the influence (OUI).

In addition, at another intersection nearby in Falmouth, the intersection of Maravista and Menauhant, two serious car accidents have taken place since 2019. Both crashes were a result of impaired driving. This same spot was the site of a fatal crash in 2003 when a motorist lost control of his car lurching it into the ocean, killing himself and injuring his passenger.

Fatal Car Accidents in Falmouth, Cape Cod

A popular town for Cape Cod tourists in summer, Falmouth experienced one fatal traffic accident each in both 2018 and 2019. There were four fatalities in traffic crashes in 2017. In 2016, the town reported six traffic fatalities, including two well-known Falmouth High School student athletes.

Contact a Falmouth Accident Attorney If You Are Injured

If you or a loved one have been hurt in a car accident in Falmouth, Cape Cod, or elsewhere in Massachusetts or Rhode Island, seek help from an experienced injury lawyer near you right away. With over two decades of experience helping victims of personal injury in MA, RI, and FL, Attorney David Tapalian has the knowledge and skills to get you the money you deserve after you are hurt. If you’ve been hurt in a car wreck, motorcycle collision, bicycle accident, slip and fall, or other type of incident, Tapalian Law can help you. If someone else is at fault for your injuries, even if you are partially at-fault, you may be eligible to file a personal injury claim to receive compensation for your medical bills, hospital expenses, lost wages, vehicle repairs, and more.

If you have lost a loved one under tragic circumstances due to another’s negligence, you may be eligible to file a wrongful death claim for compensation. A wrongful death claim can assist certain family members with compensation for burial expenses, funeral costs, and other non-tangible losses related to the death of the family member. An experienced accident lawyer in Falmouth Massachusetts can determine your eligibility and assist you in filing a personal injury claim or wrongful death claim. At Tapalian Law, there is no cost to confidentially discuss your situation with our attorney, and there are no fees to hire us. We only get paid when you win money for your claim. Let us begin helping you on the road to recovery today. Contact Tapalian Law at 401-552-5000, or schedule a free consultation online.

How Can Vehicle Technology Prevent Drunk Driving Accidents?

With an infinite number of safety options available in today’s newest vehicles, from sensors and cameras that detect pedestrians to approaching cars in a motorist’s blind spot, it seems logical that some type of anti-drunk driving technology would be an addition to the large menu of options. Yet, the critical question remains of exactly how to prevent drunk driving crashes with the latest in technology. The proposed bill isn’t exact, but calls for something that will “passively monitor the performance of a driver of a motor vehicle to accurately identify whether that driver may be impaired”. Studies will need to be conducted involving various alcohol detection systems before recommendations are provided to auto manufacturers. Infrared cameras are one example, and are currently being utilized by car manufacturers like GM and Nissan. The camera looks for signs of a lack of driver alertness, such as drowsiness or impairment, and if identified, warns the driver and if need be, takes further action. Another idea tested by Volvo involves alcohol sensors that detect a driver’s blood alcohol content (BAC) by measuring the air inside the vehicle. Ultimately, the Department of Transportation will have to make the final call as to what is the best solution to put a damper on intoxicated drivers.

Car Safety Measures in Infrastructure Bill

The issue of drunk driving is clearly a critical one and has been for decades, with approximately 30% of traffic deaths involving an intoxicated motorist. A 2020 report by the Insurance Institute for Highway Safety (IIHS) predicted built-in anti-drunk driving technology in vehicles could prevent over a quarter of the traffic fatalities in the U.S. each year.

Other motor vehicle safety provisions proposed in the infrastructure bill include emergency braking systems and technology that can alert parents and caregivers to children left in the backseat, to avoid the potential tragedy of a child being left in a hot car. It’s unclear how, or when, these mandates will take place, but they are seen by many as a positive move in the right direction towards preventing drunk driving crashes as well as injuries and needless fatalities from other types of auto accidents.

Contact a Personal Injury Lawyer if You’ve Been Hurt in an Auto Accident

If you, or a loved one, have been injured in a drunk driving car accident in RI or MA, it’s critical to take legal action immediately. Contact a personal injury attorney experienced with the drunk driving laws of Rhode Island and Massachusetts. Attorney David Tapalian has been helping victims of crashes caused by negligent motorists for over 20 years and can help you protect your legal rights after getting hit by a reckless drunk driver. You may be eligible to file a personal injury claim to seek damages for your injuries, medical expenses, lost wages, car repairs, pain and suffering and more. Tapalian Law always offers a free consultation and we are available at all hours, including nights and weekends, to discuss your car accident case. Speak to Attorney Tapalian today by calling our Providence RI office at 401-552-5000, or contact us online to schedule your free case review.

How Much Value Does a Car Lose After an Accident?

Currently, if your vehicle is damaged in an auto accident in Massachusetts by another driver who is at-fault, the at-fault driver’s insurance company is responsible for paying for your vehicle repairs. That’s well and good to get you back on the road, but what happens when you decide to sell that car in the future? When it comes to resale, you’re likely going to get less money for that same car because it’s been involved in a crash.

So, just how much value does your car lose after it’s been involved in a crash? That depends on a number of factors including, of course, year, make, model, and mileage, but also whether the vehicle has been involved in a serious collision or a minor wreck. According to a recent report, online auto sites show the loss in value is typically between 10-25%. On average, this amounts to a loss of about $2,000 in value for a car involved in a serious wreck, and approximately $500 for all vehicles involved in crashes.

This loss in value is called intangible value– what happens after the vehicle is fully repaired but regardless, its resale value still plummets. The insurance companies refer to this intangible loss as “inherent diminished value”, or IDV. If you’ve been in a car accident, whether your car is new or old, and even if it’s been meticulously repaired after the collision, you’ve probably experienced some surprise at the price hit it has taken when you decide to sell it on the private market or back to a dealer.

How Might IDV Change for Massachusetts Drivers?

Until now, the insurance companies have been responsible for paying for vehicle repairs, but not IDV. Therefore, the owner of the vehicle is on the line for absorbing whatever loss in value takes place upon resale. However, a Supreme Judicial Court ruling in Massachusetts on October 19, 2021 is changing who is monetarily affected by that loss in value. With this new ruling, the court says that the at-fault insurance company is now responsible for the loss in value, or IDV.

If you do qualify, getting compensated for the IDV is not automatic at this time. Claimants wishing to seek compensation are responsible for proving and quantifying their loss to the court, likely with the support of an accident attorney who will probably involve outside experts, such as licensed appraisers. Currently, there is no method specified to quantify the amount of damage and therefore, it’s expected insurance companies will fight this ruling as such. It also remains to be seen whether the ruling will be retroactive for past cases.

Contact an Injury Attorney in MA or RI After Your Car Accident

It’s important to note the Massachusetts ruling applies only to owners whose vehicles have been damaged due to the fault of another driver. The IDV ruling does not currently apply to those involved in accidents where they are at fault themselves. If you think this new ruling may apply to you, consult with an injury lawyer experienced with car accident law in Massachusetts to determine your eligibility. Even if you aren’t eligible to collect this specific IDV compensation, you may be eligible to seek compensation from the insurance company after your car accident for your damages including medical expenses, lost wages, vehicle repair bills, and pain and suffering. To protect your legal rights and ensure you are treated fairly by the insurance companies, contact a top-rated attorney with decades of experience with personal injury law in MA and RI. Attorney David Tapalian will make sure you receive the compensation you deserve. Call Tapalian Law today at 401-552-5000, to schedule your free consultation.